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PayPal: PayPal Credit reviews

4.73
Based on 140,269 reviews, last reviewed 16th Jun 2026
4113750% increase in 5 star reviews
in the past 90 days
11650% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

0% Interest in the first 4 months 0% Interest in the first 4 months Reviewed on: 16th June 2026
Blessing's avatar
Blessing

Latest lowest rating:

1

PayPal Credit - AVOID PayPal Credit is an extremely unhealthy and non-consumer friendly credit service. Payments take forever to process and your balance doesn’t update eve... Read more Reviewed on: 15th June 2026
Nathan J's avatar
Nathan J

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (140269)

Reliable interaction.

5
Reliable interaction. Maybe try to explain more clearly to people who do not understand very well finance. Reviewed on: 14th April 2026

Always easy to deal with.

5
Always easy to deal with. Clear transparent and interest free options Reviewed on: 14th April 2026

Good start very help full like this

5
Good start very help full like this Reviewed on: 14th April 2026

Always good service and great shopping experience

5
Always good service and great shopping experience Reviewed on: 14th April 2026

Charges of payment

3
Charges are too high when you aying regularly Reviewed on: 14th April 2026

Online payments made easy

4
Paypal allows for budgeting and spreading of payments which makes life a lot easier. I tend to search for the ability to pay by Paypal with my online purchases. Reviewed on: 14th April 2026

Easy to use great online all in person absolutely am...

5
Easy to use great online all in person absolutely amazing Reviewed on: 14th April 2026

So easy!

5
Love the app, makes everything so easy, very intuitive Reviewed on: 14th April 2026

Helpful and excellent

5
Helps with payments installments Reviewed on: 14th April 2026

Great experience.

5
I have had a good experience with paypal always polite Reviewed on: 14th April 2026

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