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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 140,309 reviews, last reviewed 16th Jun 2026
4115450% increase in 5 star reviews
in the past 90 days
11650% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is my Pay Pal! I can't recommend PayPal Credit enough! It has given me the opportunity to travel and make purchases knowing that I have time to save up to pay it off... Read more Reviewed on: 16th June 2026
Aren 's avatar
Aren

Latest lowest rating:

1

PayPal Credit - AVOID PayPal Credit is an extremely unhealthy and non-consumer friendly credit service. Payments take forever to process and your balance doesn’t update eve... Read more Reviewed on: 15th June 2026
Nathan J's avatar
Nathan J
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (140309)

Had an excellent experience using paypal

5
Had an excellent experience using paypal Reviewed on: 14th April 2026
David B's avatar
David B

Forward thinking and easy to deal with whenever issu...

5
Forward thinking and easy to deal with whenever issues arise Reviewed on: 14th April 2026
Fraser's avatar
Fraser

Ang,s answers

5
A great way to manage and spread all your spending in one go Reviewed on: 14th April 2026
Angela A's avatar
Angela A

I think PayPal is simply the best and most easier ba...

5
I think PayPal is simply the best and most easier bank to use Reviewed on: 14th April 2026
KALABR8's avatar
KALABR8

Easy to set up, use when needed.

5
Easy to set up, use when needed. Great management via the app. Easily integrates with 3rd party vendor sites Reviewed on: 14th April 2026
Paul's avatar
Paul

I am happy with PayPal services.

5
I am happy with PayPal services. Reviewed on: 14th April 2026
Owais Qayyum's avatar
Owais Qayyum

Easy to apply

5
Easy to apply. No hidden terms and conditions Reviewed on: 14th April 2026
Vytautas K's avatar
Vytautas K

PayPal is great

5
PayPal is really easy to use and it's just so convenient as well! If I could have PayPal as my bank I would as no bank gives you the support PayPal does Reviewed on: 14th April 2026
Andrzej W's avatar
Andrzej W

Easy and accessible

5
Paypal and PayPal credit are easy and accessible. I use the credit option regularly with a direct debit set up to take my monthly payments. Like I said it's so easy Reviewed on: 14th April 2026
Elaine B's avatar
Elaine B

5* Service

5
Always reliable especially in a dispute Reviewed on: 14th April 2026
Rickers's avatar
Rickers

Review PayPal: PayPal Credit now

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