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PayPal: PayPal Credit reviews

4.73
Based on 143,508 reviews, last reviewed 20th Jun 2026
4260850% increase in 5 star reviews
in the past 90 days
12200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It's a very secure way for me to buy on line and co... It's a very secure way for me to buy on line and convenient and I usually use the 3 month spread the cost on higher cash purchases. Reviewed on: 20th June 2026
Donna M's avatar
Donna M

Latest lowest rating:

1

Total frustration I used my password on the app, it refused to let me in. I pressed forgotten password and reset, I had to do this 3 times and I still can't get into my... Read more Reviewed on: 20th June 2026
Annette Terry's avatar
Annette Terry

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (143508)

It's easy to use and hassle free.

5
It's easy to use and hassle free. I can see at a glance where I am with my account. Reviewed on: 15th April 2026

Your pal My pal PayPal

5
Brilliant form of inexpensive credit line Reviewed on: 15th April 2026

Excelent, fast and easy to use.

5
Excelent, fast and easy to use. iam happy and amazed with this paypal specialy the credit card and other way of payments are excelent. Reviewed on: 15th April 2026

Easy to use, safe and secure.

5
Easy to use, safe and secure. I feel confident using PAYPAL as a safe way to send and receive money. Reviewed on: 15th April 2026

I love PayPal!

5
I love PayPal, they’ve helped me immediately when I’ve contacted them, always comprehensively explaining what’s happened and they’ve made purchasing so much easier and secure Reviewed on: 15th April 2026

4 months 0% credit.

5
4 months 0% credit. V secure.. helped me a lot Reviewed on: 15th April 2026

Easy dealing with PayPal, efficient and quick resolu...

5
Easy dealing with PayPal, efficient and quick resolution Reviewed on: 15th April 2026

Pay in 3 is greatly helpful especially during this c...

5
Pay in 3 is greatly helpful especially during this cost of living difficulty. Spreading this over three months allows projects to happen without immediate budget impacts Reviewed on: 15th April 2026

Safety is key..

5
Any queries or concerns are dealt with expediently and professionally. Customer services second to none and my money and transactions provide me safety and security. Reviewed on: 15th April 2026

Been with PayPal for quite a while now and always u...

5
Been with PayPal for quite a while now and always use pay in 3. Helps me out greatly. It’s a no brainier for me. Reviewed on: 15th April 2026

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review