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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (75790 reviews)

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4.90

Based on 75,790 reviews, last reviewed 18th Apr 2026

2303500% increase in 5 star reviews

in the past 90 days

6400% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Fab service, extremely convenient & easy to navigate Fab service, extremely convenient & easy to navigate Reviewed on: 18th April 2026

Latest lowest rating:

2

Frustrating I don’t understand why items that have been refunded still show as an outstanding balance. I am paying for something called Zettle by PayPal but have ... Read more Reviewed on: 18th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (75790)

Easy, flexible, affordable

I love PayPal credit- it gives me the opportunity to spread the payment of higher cost items over several months. I especially love that any purchase over £99 is interest free for 4 months! I already love and use PayPal a lot in my transactions so adding on PayPal credit is brilliant as so many places accept PayPal. Reviewed on: 8th July 2022

Good Experience using PayPal

It is easy to use and more convenient while using for online shopping. I also love to use it and highly recommend it to other people. Reviewed on: 8th July 2022

Great payment solutions

Had been using PayPal credit for over 5 years amazing ways of purchasing . Thank you so much Reviewed on: 8th July 2022

Wonderful

Makes paying back so much easier and affordable! Reviewed on: 8th July 2022

Excellent Idea !

PayPal credit has been so helpful for me, and easy to use. Excellent service. Highly recommended Reviewed on: 8th July 2022

Transfer

Transfer or receive my payment in seconds. Very secure for online payments. Reviewed on: 8th July 2022

Best credit facilities offered e.g buy now pay later

Had a good experience with the services offered. Reviewed on: 8th July 2022

quick and easy

so quick and easy to use low rates and lots of places to use it Reviewed on: 8th July 2022

Best credit lender Ive used

Not only is it interest free for 4 months, it’s up to you how you pay it back. You can do 4 instalments, or set up weekly payment. Or random payments here and there. I’ve been using it for a while for bigger purchases, holidays and birthdays. And I haven’t had to pay any interest yet as I always pay everything off within the 4 months. Reviewed on: 8th July 2022

Great credit provider to date!

Really happy with the usability of the app and the 0% interest over four months on £99+ purchases! Reviewed on: 8th July 2022

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