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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (143540 reviews)

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4.73

Based on 143,540 reviews, last reviewed 20th Jun 2026

4262150% increase in 5 star reviews

in the past 90 days

12250% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I’ve never experienced any issues with PayPal or Pay... I’ve never experienced any issues with PayPal or PayPal Credit Reviewed on: 20th June 2026

Latest lowest rating:

1

Didn't get my £40 welcome promotion credit. Got a £40 PayPal promotion discount on my first purchase, But unfortunately had to return the item as it was faulty. So lost my £40 as PayPal won't le... Read more Reviewed on: 20th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (143540)

Always good to, pay in three , and interest free pur...

Always good to, pay in three , and interest free purchases Reviewed on: 15th April 2026

Had a problem with my direct debit and the person wh...

Had a problem with my direct debit and the person who dealt with the problem was very helpful and professional Reviewed on: 15th April 2026

Found PayPal credit easy to use and the decision pro...

Found PayPal credit easy to use and the decision process quick and fair Reviewed on: 15th April 2026

Great way to pay

Gives me confidence when purchasing online Reviewed on: 15th April 2026

Happy Paypal Credit User

I have used Paypal credit to spread payments of items I was able to buy when on offer. The deal has been made even sweeter with interest free periods. I enjoy the convenience of shopping online and being able to make a credit purchase via Paypal. Reviewed on: 15th April 2026

Awesome experience with flexibility

Awesome experience with flexibility Reviewed on: 15th April 2026

Love the pay in 3 options really handy

Love the pay in 3 options really handy Reviewed on: 15th April 2026

Reliable service.

Reliable service. Watch interest rates though as comparatively high. Reviewed on: 15th April 2026

Good PayPal is good I like it

PayPal is good and great value also easy Reviewed on: 15th April 2026

I have a very good experience with PayPal credit bec...

I have a very good experience with PayPal credit because it gives me the best credit card ever Reviewed on: 15th April 2026

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