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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 76,091 reviews, last reviewed 18th Apr 2026
2330500% increase in 5 star reviews
in the past 90 days
6700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy and flexible credit card, it’s a Mastercard so... Easy and flexible credit card, it’s a Mastercard so I can use it in a lot more places compared to my AMEX! Reviewed on: 18th April 2026
Yannick B's avatar
Yannick B

Latest lowest rating:

1

When we are pay back money for credit card statement... When we are pay back money for credit card statements balance initially it takes time and second customers are having hard to get how much they deposi... Read more Reviewed on: 18th April 2026
Muhammad Nabeel's avatar
Muhammad Nabeel
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (76092)

Reliable, easy to use

5
PayPal credit is easy to use, most merchants use this as an option to pay out, which makes it reliable, the 4 months no interest is a helpful addition to making payments back easier Reviewed on: 8th July 2022
Cameron Higton's avatar
Cameron Higton

Perfect product

5
Works perfect and responds exactly to my needs. Reviewed on: 8th July 2022
Altynbek Kurmanbaev's avatar
Altynbek Kurmanbaev

Amazing services

5
I cannot think of a credit company who provide the services that they do with the utmost professionalism A great service that surpasses expectation Flexible , reliable and all round ease of use make PayPal credit one in a million Reviewed on: 8th July 2022
Mark Taylor's avatar
Mark Taylor

Best offers and payment plans

5
The interest free payment options that paypal offers has enables me to purchase key items that I wouldn’t have been able to under current living cost crisis Reviewed on: 8th July 2022
Ali B's avatar
Ali B

A very innovative idea.

5
Imagine a credit card without the card? That’s exactly what you get with PayPal Credit Card and the best part is the ability to pay later or spread the cost! Reviewed on: 8th July 2022
Chukwunwikezarramu Okumephuna's avatar
Chukwunwikezarramu Okumephuna

Great

5
Simple, good APR and 4 months free interest on purchases over £99 Reviewed on: 8th July 2022
Mamma Ash's avatar
Mamma Ash

Wonderful Company

5
Very good company with fantastic customer service. Reviewed on: 8th July 2022
Wromulas 4226's avatar
Wromulas 4226

Easy to manage and perfect for any emergencies

5
I’m finding the PayPal credit very handy to have for emergencies. I am SO pleased with the 4 months free interest. It’s really helped me a lot to have this as a backup for any needed purchases. Reviewed on: 8th July 2022
Leanne Melling's avatar
Leanne Melling

I was asked to do this

3
I was told if I voted for this company I would be entered into a £1000 prize draw. Does that make the voting fair? Perhaps not. But I want the money. Love ya! Reviewed on: 8th July 2022
Ewan keith-driver's avatar
Ewan keith-driver

Brilliant service

5
The app is easy to use and it is widely used keep up the good work Reviewed on: 8th July 2022
Graham jeffcock's avatar
Graham jeffcock

Review PayPal: PayPal Credit now

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