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PayPal: PayPal Credit reviews

4.90
Based on 102,865 reviews, last reviewed 9th May 2026
2400600% increase in 5 star reviews
in the past 90 days
7000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

The PayPal app is simple to use. The PayPal app is simple to use. Straight forward, no messing around. Reviewed on: 9th May 2026
Matthew L's avatar
Matthew L

Latest lowest rating:

1

Juggalos Rule Juggalos Rule Juggalos Rule Juggalos Rule Juggalos Rule Juggalos Rule Reviewed on: 9th May 2026
Simon Feasey's avatar
Simon Feasey

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (102865)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Easy and helpful there and fair

5
Always there and fairy have always used PayPal Reviewed on: 5th May 2026

Quick safe and less faff!

5
Quick safe and less faff! I'm always grateful when I can use it to pay on different sites. Makes my life easier Reviewed on: 5th May 2026

Clear and Simple

5
Easy to use and understand transaction's. Simple Reviewed on: 5th May 2026

Very secure and efficient payment method.

5
Very secure and efficient payment method. Reviewed on: 5th May 2026

I lost everything after a serious mental health cris...

5
I lost everything after a serious mental health crisis and without PayPal's lines of credit I would have been in real trouble. I feel reassured and safe with them. Reviewed on: 5th May 2026

Good app for credit and fair interest

5
Good app for credit and fair interest Reviewed on: 5th May 2026

Very good.

5
Very good. Pay pal allows me to control my budget wisely. Reviewed on: 5th May 2026

PayPal credit is very easy to use and its honestly t...

5
PayPal credit is very easy to use and its honestly the best most trusted account. PayPal is the best way to pay Reviewed on: 5th May 2026

The PayPal service is secure, I have been using it f...

5
The PayPal service is secure, I have been using it for over 10 years, it is easy to use, very helpful and supports the customer and for the customer. Reviewed on: 5th May 2026

Convenient and interest free

5
Have used PayPal credit for multiple large purchases. The interest free pay in 3 option is super helpful to spread the cost Reviewed on: 5th May 2026