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PayPal: PayPal Credit reviews

4.90
Based on 76,443 reviews, last reviewed 18th Apr 2026
2362600% increase in 5 star reviews
in the past 90 days
6800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to pay when shopping online. Easy to pay when shopping online. No hassles and good choice of payment options. Reviewed on: 18th April 2026
Simone S's avatar
Simone S

Latest lowest rating:

1

PayPal push its credit facility without telling you... PayPal push its credit facility without telling you how it adversely affects your credit score even for a nominal amount. I only took it due to the di... Read more Reviewed on: 18th April 2026
Carl O's avatar
Carl O

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (76443)

Need times it was there for me

4
I have had a good experience with PayPal I would use it agin and I have told my friends about it Reviewed on: 13th June 2022

Quick and easy

5
No nonsense, quick and easy payment options with multiple offers regarding spreading the cost of £0 interest for a certain period etc Reviewed on: 13th June 2022

Easy to access

5
Easy to use, easy to Access, and offered payment plans during Covid Reviewed on: 13th June 2022

Simple and easy

5
It’s just trusting me as student and I will keep them when I work Reviewed on: 13th June 2022

Very good for credit

5
I really recommend PayPal credit because it’s very easy to use Reviewed on: 13th June 2022

paypal revue

5
PayPal is the best it's the only way to shop online Reviewed on: 13th June 2022

Easy to use, convenient and always safe

5
Paypal credit has meant I can spread my payments over several months, saving me money. I always receive a handy reminder to pay the minimum each month, which is really easy to do from my linked bank account or the Paypal balance Reviewed on: 13th June 2022

Very helpful in times when ur broke

5
I'm always broke so PayPal is my savior Reviewed on: 13th June 2022

Excellent

5
Always instant, never a problem! Reviewed on: 13th June 2022

PayPal credit rocks

5
Low on interest, high in customer service. PayPal makes online purchasing so much easier! Reviewed on: 13th June 2022

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Help others make smarter decisions by sharing your own experience. Write a review