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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (103141 reviews)

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4.90

Based on 103,141 reviews, last reviewed 10th May 2026

2413200% increase in 5 star reviews

in the past 90 days

7100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

It's worthy. Fast, reliable, always there for you Reviewed on: 10th May 2026

Latest lowest rating:

1

Dont use Paypal. Dont use Paypal. My account was set up on direct debit, yet the company failed to take the payment for one month, which then negatively affected my cr... Read more Reviewed on: 10th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (103141)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Great experience

Great experience, i have used the credit several times Reviewed on: 5th May 2026

Nice deals

Paypal credit has been great, lots of nice and affordable deals. Really helpful considering the cost of living these days! Reviewed on: 5th May 2026

A competitive interest rate coupled with payment inc...

A competitive interest rate coupled with payment incentive options. Reviewed on: 5th May 2026

great option on days to day purchases

It’s been great not for small purchases but pay in 3 is great to split cost over time Reviewed on: 5th May 2026

PayPal is easy

PayPal is easy to use and great for quick, secure online payments, especially internationally. The buyer protection is a big plus. However, the fees can be quite high, particularly for currency conversion. Overall, a reliable service but not the cheapest option. Reviewed on: 5th May 2026

My experience with PayPal is too good easy to use an...

My experience with PayPal is too good easy to use and give alot of offers Reviewed on: 5th May 2026

Paypal Credit has always been super user friendly!

Paypal Credit has always been really easy and simple to use, and is available on a great number of online stores/websites. If I’ve ever had any queries, I’ve always been able to find the answer quickly and easily. Reviewed on: 5th May 2026

Easy to use.

Easy to use. clear app. Points gained turned into money. Reviewed on: 5th May 2026

I use PayPal to spread the cost of my purchase.

I use PayPal to spread the cost of my purchase, as long as you payback within the specified timeframe of three to four months then it doesn’t cost you any interest. Reviewed on: 5th May 2026

Always an easy straightforward transaction

Always an easy straightforward transaction Reviewed on: 5th May 2026

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