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PayPal: PayPal Credit reviews

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4.90
Based on 101,158 reviews, last reviewed 7th May 2026
2322700% increase in 5 star reviews
in the past 90 days
6750% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent service I’ve been using PayPal for years and have always had a great experience. Payments are quick, secure, and easy to manage, whether shopping online or se... Read more Reviewed on: 7th May 2026
Kamil G's avatar
Kamil G

Latest lowest rating:

1

I always feel safe while buying with paypal. I always feel safe while buying with paypal. Reviewed on: 7th May 2026
Ann Westgarth 's avatar
Ann Westgarth
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (101158)

Reliable, Secure, and Easy to Use.

5
Customer support has been helpful whenever I’ve had questions, and disputes are handled fairly and transparently. I also like how PayPal keeps a clear record of all my transactions, making it simple to track payments and manage my finances. Reviewed on: 3rd May 2026
Ambrose E's avatar
Ambrose E

Seemless when using - safe transaction support

5
Seemless when using - safe transaction support Reviewed on: 3rd May 2026
Andrew J's avatar
Andrew J

Life is easy with Paypal.

5
Life is just so easy with PayPal. It's a godsend for sure!! It allows you to budget and afford things you may not normally be able to buy. What more could a person ask for along with peace of mind along the way Reviewed on: 3rd May 2026
Debbie Robinson's avatar
Debbie Robinson

Very reliable and never disappointed with the service

5
Very reliable and never disappointed with the service Reviewed on: 3rd May 2026
Olukemi 's avatar
Olukemi

Staff friendly and helpful they are always welcome and

5
Staff friendly and helpful they are always welcome and Reviewed on: 3rd May 2026
Gillian B's avatar
Gillian B

Surprisingly Smoot with a Few Bumps

4
Using PayPal Credit feels a bit like having a financial sidekick in your pocket—convenient, quick, and usually there when you need it. The application process was straightforward, and I appreciate how seamlessly it integrates with everyday purchases online. It definitely takes the edge off bigger expenses when timing matters. That said, it’s not all effortless. Keeping track of promotional periods and interest can feel like reading the fine print on a treasure map—miss a detail, and you might pay for it later. The interface could do a better job making those terms clearer upfront. Overall, it’s a handy tool if you stay organized and pay attention. Great for flexibility, but best used with a sharp eye and a plan. Reviewed on: 3rd May 2026
Alaa Ibrahem 's avatar
Alaa Ibrahem

Easy to use and pay bills.

5
Easy to use and pay bills. Can use payment plan. Really handy for large items. Reviewed on: 3rd May 2026
Cathal Cunning's avatar
Cathal Cunning

Provides a financial service 2nd to none

5
Provides a financial service that has been first class with the customer's needs aleays umportant Reviewed on: 3rd May 2026
Stuart 's avatar
Stuart

I trust PayPal more than my debit card so prefer Pay...

5
I trust PayPal more than my debit card so prefer PayPal toʻ that Reviewed on: 3rd May 2026
Joan R's avatar
Joan R

credit service

4
Great pay in 3 and credit service Reviewed on: 3rd May 2026
Ben's avatar
Ben

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