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PayPal: PayPal Credit reviews

4.90
Based on 101,206 reviews, last reviewed 7th May 2026
2325050% increase in 5 star reviews
in the past 90 days
6750% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Would be better if I could receive direct emails in... Would be better if I could receive direct emails in regards of my account or other changes instead of pp account messaging. Thanks Reviewed on: 7th May 2026
Jurmante G's avatar
Jurmante G

Latest lowest rating:

1

I always feel safe while buying with paypal. I always feel safe while buying with paypal. Reviewed on: 7th May 2026
Ann Westgarth 's avatar
Ann Westgarth

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (101206)

I have never had an issue with PayPal

5
I have never had an issue with PayPal, and when speaking about financial providers I feel like that's a huge thing! Even when mistakes have been made by me I have always been treated like a human which makes me more likely to continue using them. Reviewed on: 3rd May 2026

Its very easy to use the app and manage your money.

5
Its very easy to use the app and manage your money. Reviewed on: 3rd May 2026

Safe payment option

5
Great PayPal makes my purchases safe and stress free. Don’t need to use my bank details and many payment options make it even better. Reviewed on: 3rd May 2026

Good service

4
Easy to use any issues are fixed quickly Reviewed on: 3rd May 2026

Easy to use credit, hassle free.

5
Easy to use credit, hassle free. Reviewed on: 3rd May 2026

Easy to use and navigate.

4
Easy to use and navigate. Quick with updates and statements. Reviewed on: 3rd May 2026

All ways found all communication was a positive expe...

5
All ways found all communication was a positive experience and resulted in all enquiries to be dealt with very well Reviewed on: 3rd May 2026

easy to use and nice app.

5
easy to use and nice app.. and love the pay in 3 Reviewed on: 3rd May 2026

Very easy to navigate, and it provides a good rating...

4
Very easy to navigate, and it provides a good rating in terms of credit card. Would deffo recommend my friends to use PayPal credit Reviewed on: 3rd May 2026

Outstanding

5
Just a fantastic company- been using them for 22 years Reviewed on: 3rd May 2026

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