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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (101273 reviews)

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4.90

Based on 101,273 reviews, last reviewed 7th May 2026

2328150% increase in 5 star reviews

in the past 90 days

6750% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Pay pal credit is versatile way of using credit, eas... Pay pal credit is versatile way of using credit, easy and straightforward Reviewed on: 7th May 2026

Latest lowest rating:

2

It’s good when I send money from PayPal using my cre... It’s good when I send money from PayPal using my credit card, but it takes too much time when I try to transfer money from my other account to my PayP... Read more Reviewed on: 7th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (101273)

Always rely on PayPal to help with payments.

Always rely on PayPal to help with payments. Reviewed on: 3rd May 2026

Great service, easy to operate and very reliable

Great service, easy to operate and very reliable Reviewed on: 3rd May 2026

When ever I have had a problem with payments they've...

When ever I have had a problem with payments they've helped me sort it out. Reviewed on: 3rd May 2026

Highly Recommend

Just generally a good service for people who want to split money without interest or want to get there credit score higher with ease Reviewed on: 3rd May 2026

PayPal Credit is a great way for shopping

PayPal Credit is a great way for shopping online – secure and easy to use. New PayPal+ membership allows customers to use PayPal for shopping at shops as well, also earning you points, so while using PayPal credit, you earn points, and later on, you can use those points at online shops or stores. Reviewed on: 3rd May 2026

Safe way to pay

I have been using PayPal for a few years, I feel like it's a safe way to pay for items online. The credit system is fantastic, allowing me more time to pay for things and handle the credit safely. I will continue to use this in paying for online items. Reviewed on: 3rd May 2026

Handy tool..

Very useful when purchasing multiple items as you can hold payment until after you decide what to keep. Reviewed on: 3rd May 2026

Ive been using paypal credit for years.

Ive been using paypal credit for years. Excellent cant fault it Reviewed on: 3rd May 2026

Easy online interface.

Easy online interface. Clear explanations of costs and breakdown of what you have paid for. Reviewed on: 3rd May 2026

Transactions are seamless and fast.

Transactions are seamless and fast. Paypal helped me get my money back when someone from eBay tried to scam me last year. Reviewed on: 3rd May 2026

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