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PayPal: PayPal Credit reviews

4.73
Based on 145,393 reviews, last reviewed 26th Jun 2026
4346600% increase in 5 star reviews
in the past 90 days
12500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Paypal is easy to use, the credit facilities are fan... Paypal is easy to use, the credit facilities are fantastic and the Paypal credit card application was a breeze and has very competitive rates. Reviewed on: 26th June 2026
Hayley Calder's avatar
Hayley Calder

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026
W 's avatar
W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (145414)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

I use PayPal a lot because it’s easier than using my...

5
I use PayPal a lot because it’s easier than using my bank for purchases and keeping a track of what I am spending especially on downloads. Reviewed on: 13th June 2026

Not got much to say other than I really find it diff...

3
Not got much to say other than I really find it difficult to close my PayPal credit, something I no longer want or need Reviewed on: 13th June 2026

Great ways to pay.

5
PayPal offers security when making transactions, ensuring if things go wrong you can get refunded. It is a flexible way to pay for items either from your bank account, or in 3 payments, split the bill or by credit for larger items, usually 4 months interest free which is wonderful. I would recommend PayPal. Reviewed on: 13th June 2026

Paypal benefits

5
Easy to use. Easy to stayed updated with what you owe. Helps breaks putchases down into managable amoints Reviewed on: 13th June 2026

I find the PayPal card gives me peace of mind for on...

5
I find the PayPal card gives me peace of mind for online purchases. Reviewed on: 13th June 2026

PayPal is simple and easy to use

5
PayPal has always been easy to use, I find it simple to keep track of what I need to pay when using PayPal credit and pay in 3 Reviewed on: 13th June 2026

PayPal is the way forward

5
Easy to use. PayPal sorts out disputes easily and fairly. Loads of options for banking Reviewed on: 13th June 2026

Good convenient service.

5
Good convenient service that allows quick payments and deposits Reviewed on: 13th June 2026

Good PayPal, very quick and useful

4
Good PayPal, very quick and useful Reviewed on: 13th June 2026

Good to start to start

3
Good to start but it is not opening Reviewed on: 13th June 2026

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