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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (101801 reviews)

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4.90

Based on 101,801 reviews, last reviewed 8th May 2026

2351900% increase in 5 star reviews

in the past 90 days

6900% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Very easy to use and good 0% offers Very easy to use and good 0% offers Reviewed on: 8th May 2026

Latest lowest rating:

1

Very poor Customer Service When there is a dispute, in my case I received defective products, Paypal has not lived up to its promise of guarantee, I've lost confidence in their ... Read more Reviewed on: 8th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (101801)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Easy way to pay online.

PayPal makes paying bills or buying something online very easy and always safe and private. Reviewed on: 4th May 2026

Groovy, Fab, Stupendous, Wonderful

Groovy, Fab, Stupendous, Wonderful Reviewed on: 4th May 2026

Very good e-banking service

Very good e-banking service , I use it daily Reviewed on: 4th May 2026

Simple helpful

Simple helpful Convient i like how it makes it easier to manage finances i prefer using credit card but like the PayPal reward system so im glad I can utilise both now Reviewed on: 4th May 2026

Paypal credit experience

My experience with paypal credit has been splendid, it's made it much easier to m Reviewed on: 4th May 2026

Excellent service really easy to used

Excellent service really easy to used Reviewed on: 4th May 2026

Great so far, loved it.

Great so far, loved it. Much of assistance in day to day purchases and offers Reviewed on: 4th May 2026

Really easy to use , makes it easy to spread...

Really easy to use , makes it easy to spread the cost Reviewed on: 4th May 2026

Paypal recommended

Great to use and lots of options Reviewed on: 4th May 2026

Every time I have had to contact customer service th...

Every time I have had to contact customer service there has always been very short wait times to speak with a real person. All the agents I have spoken with have been exceptionally polite and helpful. I am enjoying using PayPal + and find the rewards of using the PayPal debit card for my purchases to be a real added bonus. Particularly when life is generally getting extremely expensive. Reviewed on: 4th May 2026

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