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PayPal: PayPal Credit reviews

4.90
Based on 77,815 reviews, last reviewed 19th Apr 2026
2491500% increase in 5 star reviews
in the past 90 days
7200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I don’t think you can go wrong with PayPal! . Paying by PayPal makes the transactions feel safer & protected. Reviewed on: 19th April 2026
Samantha T's avatar
Samantha T

Latest lowest rating:

1

A great and useful application and easy for people t... A great and useful application and easy for people to deal with Reviewed on: 19th April 2026
Adnan M's avatar
Adnan M

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (77815)

easy credit

5
credit when and where you want it, easily managed Reviewed on: 13th June 2022

You are the best!

5
Thank you! You saved my life! Verry helpful! Reviewed on: 13th June 2022

Great idea, really helps with those small purchases

5
Used paypal credit card many times, easy to use and helps manage money Reviewed on: 13th June 2022

Awesome lender

5
Awesome lender, great lean process. Fast and hassle free. Definitely recommend!! Reviewed on: 13th June 2022

Efficient

5
Never had any bad dealings with PayPal credit. Very efficient and fair. Helped me when I got scammed. Always reminding me about when payments due. Very satisfied customer Reviewed on: 13th June 2022

So easy

5
Very straightforward and safe to use Reviewed on: 13th June 2022

Brilliant

5
Great for making those more expensive items Reviewed on: 13th June 2022

Very good

3
Easy to pay with on line and I feel confident in paying with PayPal Reviewed on: 13th June 2022

Easy to use

5
No issues on re payments and protected Reviewed on: 13th June 2022

No fuss credit card

5
Enjoy interest free for four months anytime you spend £99+ and occasional promotion of spreading purchases over 36 months interest free. Simple and easy to use app. Can’t ask for more than that. Reviewed on: 13th June 2022

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