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PayPal: PayPal Credit reviews

4.90
Based on 77,918 reviews, last reviewed 20th Apr 2026
2500400% increase in 5 star reviews
in the past 90 days
7300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

So easy to use. So easy to use. Have used it for years Reviewed on: 20th April 2026
Michaela H's avatar
Michaela H

Latest lowest rating:

1

I wanted to cancel automatic top ups, they have made... I wanted to cancel automatic top ups, they have made it so difficult. I wanted to speak to someone, nope no human, only ai as customer service that ca... Read more Reviewed on: 20th April 2026
Natasha's avatar
Natasha

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (77918)

Top

5
Love it me! More then others I always use it it’s very handy ⭐️⭐️⭐️⭐️⭐️ Reviewed on: 13th June 2022

Thank GOD for Paypal

5
Its not called PAY PAL for nothin. Its your money pal and can get you out of trouble or just relax and enjoy spending without worrying about your bank balance getting low. PayPal gives you the most flexible options to buy stuff and plenty chances to pay it back whichever way you choose using the pay outright from your credit card or pay in 3 or pay or pay whichever you like whenever you like within the 4 weeks passing so long as you've covered the 4 weekly amount due or you can pay as little or as large as you like to bring down your credit re payment at no extra charge. PayPal is AWESOME Reviewed on: 13th June 2022

Best Credit Card

5
Best Credit Card. Stress free. I recommend people to apply for it. Reviewed on: 13th June 2022

PayPal

5
Easy to apply and use . Simple to set up direct debit payment Reviewed on: 13th June 2022

Paypal credit

4
Pleasant experience, easy to use Reviewed on: 13th June 2022

Need times it was there for me

4
I have had a good experience with PayPal I would use it agin and I have told my friends about it Reviewed on: 13th June 2022

Quick and easy

5
No nonsense, quick and easy payment options with multiple offers regarding spreading the cost of £0 interest for a certain period etc Reviewed on: 13th June 2022

Easy to access

5
Easy to use, easy to Access, and offered payment plans during Covid Reviewed on: 13th June 2022

Simple and easy

5
It’s just trusting me as student and I will keep them when I work Reviewed on: 13th June 2022

Very good for credit

5
I really recommend PayPal credit because it’s very easy to use Reviewed on: 13th June 2022

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