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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (103545 reviews)

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4.90

Based on 103,545 reviews, last reviewed 10th May 2026

2431750% increase in 5 star reviews

in the past 90 days

7250% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Easy and secure. Easy and secure. Pay in three is extremely helpful when you need it Reviewed on: 10th May 2026

Latest lowest rating:

1

The services is not excellent, they were days I paid... The services is not excellent, they were days I paid consistently for 2 years it has not reflect on my account statement Reviewed on: 10th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (103545)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Great value for money and flexibility

Great value for money, gives you ability to spread the cost over a period that suits you with purchases from any retailer. Gives very fair and competitive interest rates and frequent offers on 0% or lower interest offers. Reviewed on: 5th May 2026

All the benefits of having a PayPal account really s...

All the benefits of having a PayPal account really shows with the variety of new ways of paying for goods. Reviewed on: 5th May 2026

Feel secure paying with pay pal

Feel secure paying with pay pal. Shopping and paying for goods and services by just using the PayPal pass code makes it more convenient. Reviewed on: 5th May 2026

I have used this many times.

I have used this many times. It’s an excellent service. Reviewed on: 5th May 2026

PayPal credit has made it possible for us to buy imp...

PayPal credit has made it possible for us to buy improvements to our home Reviewed on: 5th May 2026

Life saver!!

Never had an issue and PayPal has saved me through a few scrapes!! It's also a seamless form of payment Reviewed on: 5th May 2026

always there like an older brother.

always there like an older brother...just ready to help you out Reviewed on: 5th May 2026

Brilliant Company to deal with, so easy!

Excellent company to deal, everything so straightforward with instant decisions. Ideal way to spread the cost of purchases. Have used PayPal for many years and highly recommend. Just there in the background when you need them. Excellent service. Reviewed on: 5th May 2026

It’s good, but it takes long time till 10 days, as t...

It’s good, but it takes long time till 10 days, as the agents from customer service said, to get an opportunity to pay back to the credit account, and the same with visual update. So not in a seconds Reviewed on: 5th May 2026

Very happy about paypal credit experience.

Very happy about paypal credit experience. For sure I'm gonna recomand Reviewed on: 5th May 2026

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