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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145423 reviews)

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4.73

Based on 145,393 reviews, last reviewed 26th Jun 2026

4346600% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Paypal is easy to use, the credit facilities are fan... Paypal is easy to use, the credit facilities are fantastic and the Paypal credit card application was a breeze and has very competitive rates. Reviewed on: 26th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145423)

My Credit Paypal

On-line is simple and easy to use. You can pay certain amount or pay the lot off, which is an easy way of being flexible. You can check your statement balance anytime. Its benefit if you need extra credit eg: food shopping, or paying a bill. Its a nice flexible credit card to have just in case. I highly recommned it. Reviewed on: 13th June 2026

Great for Budgeting with Pay in 4

PayPal Credit has been really useful and easy to use. The Pay in 4 feature is especially great, letting me spread the cost of purchases into manageable interest-free payments. The application process was straightforward, payments are clearly tracked in the app, and it helps with budgeting without any hassle. Highly recommended. Reviewed on: 13th June 2026

Honest, fast response in resolve issues

Honest, fast response in resolve issues Reviewed on: 13th June 2026

Never an issue.

Never an issue. Smooth as silk transactions Reviewed on: 13th June 2026

Simple process

I use PayPal regularly for online purchases and was offered a credit card presumably, due to that history.. I do not use credit cards as a rule but the apr on this card didn’t look out of step with other major suppliers, the initial credit limit was reasonable & 4 month interest free repayments on purchases >£99 made it appealing. The application process was very simple and speedy. Reviewed on: 13th June 2026

first class

only use PayPal for all my online shopping can not beat it first class Reviewed on: 13th June 2026

Excellent experience, easy to use and understand, us...

Excellent experience, easy to use and understand, used for many years and will continue to use Reviewed on: 13th June 2026

Excellent credit facility

PayPal Credit is brilliant for regular use. Spreading large orders over time at 0% has been a game-changer for budgeting, and checkout is seamless every time. Approval was quick, the app makes tracking payments effortless, and I never worry about hidden surprises. Highly recommend for anyone making bigger purchases they want to pay off gradually. Reviewed on: 13th June 2026

The app makes it speedy to check and pay in

The app makes it speedy to check and pay in Reviewed on: 13th June 2026

Good service

Not much more to add As I’ve noted above Reviewed on: 13th June 2026

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