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PayPal: PayPal Credit reviews

4.90
Based on 101,388 reviews, last reviewed 8th May 2026
2333400% increase in 5 star reviews
in the past 90 days
6750% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Simple and easy to use, why wait? Simple and easy to use, customer service has always been informative, professional and polite Reviewed on: 8th May 2026
Stephen Evans's avatar
Stephen Evans

Latest lowest rating:

2

It’s good when I send money from PayPal using my cre... It’s good when I send money from PayPal using my credit card, but it takes too much time when I try to transfer money from my other account to my PayP... Read more Reviewed on: 7th May 2026
Mehbub Arefin Hawladar's avatar
Mehbub Arefin Hawladar

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (101388)

Customer service is hard to contact, but normally so...

5
Customer service is hard to contact, but normally sorts it eventually Reviewed on: 3rd May 2026

Easy, friendly, free

5
Very easy to use, and help at your fingertips or just a quick and friendly phone call away. Reviewed on: 3rd May 2026

Easy to use abroad fast and reliable safe to purcha...

5
Easy to use abroad fast and reliable safe to purchase items with online Reviewed on: 3rd May 2026

PayPal Credit is a fantastic facility that allows fo...

5
PayPal Credit is a fantastic facility that allows for interest free repayment for some months, giving you that peace of mind that no other facility can. Reviewed on: 3rd May 2026

Excellent service and good experience within the Pay...

5
Excellent service and good experience within the PayPal app Reviewed on: 3rd May 2026

Paying via PayPal .......

5
Using PayPal is simple and extremely helpful easing the stress of larger payments. It's easy to navigate and I can honestly say that I've never had a bad experience. Reviewed on: 3rd May 2026

Great interest free offers!

5
Great interest free offers and customer services have been friendly and informative. Reviewed on: 3rd May 2026

Very happy

5
Feel that I can trust PayPal and love the service it offers Reviewed on: 3rd May 2026

I have been with PayPal for quite a while now and i...

5
I have been with PayPal for quite a while now and i recommend.them to everyone as they are a life saver sometimes and their credit conditions are amazing. Reviewed on: 3rd May 2026

I highly recommend Paypal Services because I had exc...

5
I highly recommend Paypal Services because I had excellent experiences everytime I needed help to spread the costs with urgent and unexpected purchases and the safety of the transactions.For me,this positive feedback for Paypal Services is a chance to return my appreciation for the huge help.I highly recommend Paypal Services for helping people with spreading the payments and to give people enough time to repay the payments with four months without interest or the Pay in 3 Payment Services.Thank you! Reviewed on: 3rd May 2026

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