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PayPal: PayPal Credit reviews

4.90
Based on 101,368 reviews, last reviewed 8th May 2026
2332450% increase in 5 star reviews
in the past 90 days
6750% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Better than a credit card ! I was delighted when offered a £50 discount for my initial use of PayPal credit. My following transaction was for expensive flights and the 4 months '... Read more Reviewed on: 8th May 2026
Chris B's avatar
Chris B

Latest lowest rating:

2

It’s good when I send money from PayPal using my cre... It’s good when I send money from PayPal using my credit card, but it takes too much time when I try to transfer money from my other account to my PayP... Read more Reviewed on: 7th May 2026
Mehbub Arefin Hawladar's avatar
Mehbub Arefin Hawladar

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (101368)

I have used PayPal for more than 5yrs ,never had...

5
I have used PayPal for more than 5yrs ,never had a problem. Reviewed on: 3rd May 2026

Amazing for big payments like holidays.

5
Amazing for big payments like holidays. This has really helped me and my family Reviewed on: 3rd May 2026

Great product, excellent service and massive support.

5
Great product, excellent service and massive support. I have had so many reasons to contact Paypal customer service via the telephone because I could do almost everything online. I have had great experience when I used the cusservice line. So, thank you. Reviewed on: 3rd May 2026

Excellent service with good rate

5
Excellent service with good rate Reviewed on: 3rd May 2026

Helped me alot get out of difficult situations

4
Helped me alot get out of difficult situations Reviewed on: 3rd May 2026

PayPal is so easy to use

5
PayPal is so easy to use, and now you can earn points on spending it’s amazing Reviewed on: 3rd May 2026

Instant credit with no hassle.

5
Instant credit with no hassle. Any problems sorted without fuss. Reviewed on: 3rd May 2026

It is one of the best service and very helpful.

5
It is one of the best service and very helpful. Reviewed on: 3rd May 2026

Paypal is my preferred payment platform

5
I love PayPal I have been using it for online payments ever since it came out , these days I also have an actual PayPal creditcard which I can use in shops , I am super happy with that as it’s easy for me manage my PayPal account online Reviewed on: 3rd May 2026

PayPal are amazing

5
PayPal are amazing, the customer service is fantastic very helpful and flexible with their options Reviewed on: 3rd May 2026

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Help others make smarter decisions by sharing your own experience. Write a review