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PayPal: PayPal Credit reviews

4.73
Based on 145,393 reviews, last reviewed 26th Jun 2026
4346600% increase in 5 star reviews
in the past 90 days
12500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Paypal is easy to use, the credit facilities are fan... Paypal is easy to use, the credit facilities are fantastic and the Paypal credit card application was a breeze and has very competitive rates. Reviewed on: 26th June 2026
Hayley Calder's avatar
Hayley Calder

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026
W 's avatar
W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (145409)

Many years i use only paypal!

5
Many years i use only paypal! You best i make easy life! Reviewed on: 13th June 2026

Paypay Credit

5
A great way to spread costs over 3 to 4 months interest free. In this cost of living crisis it's a great option where appropriate obviously staying within your means. Reviewed on: 13th June 2026

Great experience

5
Great experience. Good customer service and support Reviewed on: 13th June 2026

Interest

4
I used time to time. The interest is to high. Reviewed on: 13th June 2026

Easy to use, quick process, good rate and moderate i...

5
Easy to use, quick process, good rate and moderate interest . Wish paypal is available in southeast asia too as I travel to Asia often Reviewed on: 13th June 2026

Thank you very much i been struggling but paypal ope...

5
Thank you very much i been struggling but paypal open for me a door and help me a lot . Reviewed on: 13th June 2026

Making transactions simple and easy

5
I use PayPal because it's easy to use and I like the different payment options Reviewed on: 13th June 2026

Excellent

5
Never had a problem with them its really good if you need something until pay day Reviewed on: 13th June 2026

Always good very usefull and never had problems

5
Always good very usefull and never had problems Reviewed on: 13th June 2026

It’s easy to use and to transfer/pay money

5
It’s easy to use and to transfer/pay money Reviewed on: 13th June 2026

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