Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145427 reviews)

View other PayPal products

4.73

Based on 145,427 reviews, last reviewed 26th Jun 2026

4348200% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very good experience since I started with papal Very good experience since I started with papal Reviewed on: 26th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (145427)

Excellent experience, easy to use and understand, us...

Excellent experience, easy to use and understand, used for many years and will continue to use Reviewed on: 13th June 2026

Excellent credit facility

PayPal Credit is brilliant for regular use. Spreading large orders over time at 0% has been a game-changer for budgeting, and checkout is seamless every time. Approval was quick, the app makes tracking payments effortless, and I never worry about hidden surprises. Highly recommend for anyone making bigger purchases they want to pay off gradually. Reviewed on: 13th June 2026

The app makes it speedy to check and pay in

The app makes it speedy to check and pay in Reviewed on: 13th June 2026

Good service

Not much more to add As I’ve noted above Reviewed on: 13th June 2026

An easy and fair credit system.

PayPal credit is a great and easily accessible service for both online and in person purchases. Highstreet banks will often force you to jump through many unnecessary hoops to qualify for a credit card with them but PayPal uses a much fairer and more respectful system. Reviewed on: 13th June 2026

PayPal credit easy for online...

I use PayPal credit as an easy way of keeping online purchases in one place and take advantage of special offers Reviewed on: 13th June 2026

Great credit provider, clear interest rates and exce...

Great credit provider, clear interest rates and excellent 4 months interest free options. Good app easy to use and understand. Reviewed on: 13th June 2026

A GREAT! Website

I Feel safe using PayPal when making Transactions. Reviewed on: 13th June 2026

Just started with it but happy so far

Just started with it but happy so far Reviewed on: 13th June 2026

I was always given the right information on point an...

I was always given the right information on point and resolved my issues promptly and professionally and listened to my queries patiently. Reviewed on: 13th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Very Account
from Shop Direct 3.38 from 27 reviews
Better Off Calculator
from Policy in Practice 4.64 from 496 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 76394 reviews
Payments
from PayPal 4.71 from 3757 reviews
Credit card
from PayPal 4.69 from 98 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub