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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (101579 reviews)

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4.90

Based on 101,579 reviews, last reviewed 8th May 2026

2342000% increase in 5 star reviews

in the past 90 days

6800% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

All good, no problems at all. All good, no problems at all. Always easy and there when I need it. Reviewed on: 8th May 2026

Latest lowest rating:

1

Lost too much money with inadequate customer services Set up a 3 month 0% finance deal. PayPal cancelled the first payment meaning that I am left with a large amount to pay at the end of the deal. I raise... Read more Reviewed on: 8th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (101579)

Great, secure alternative payment

Always found PayPal as a great way to make payment when I didn't want to use my debit card. Easy to sort out. Reviewed on: 4th May 2026

PayPal you are amazing.

Having the 4 months interest free credit has enabled me to purchase larger items. I would have found it difficult if this was not available. PayPal you are amazing. Reviewed on: 4th May 2026

I Live the convenience of the app on my phone .

I Live the convenience of the app on my phone . It’s so easy to check everything and to plan purchases . It also like the added security of using PayPal rather than give people my bank details. Reviewed on: 4th May 2026

I love my PayPal credit.

I love using PayPal credit, it’s easy to use and easy to keep track of. It’s even better now I have a virtual card I can use anywhere! Reviewed on: 4th May 2026

Multiple options and great support

Easy to use, multiple payment options and always good with support when needed. Reviewed on: 4th May 2026

I use pay in 3 all the time, it’s a great way of spr...

I use pay in 3 all the time, it’s a great way of spreading larger payments for purchases. Reviewed on: 4th May 2026

It’s a great way for buy now pay later and instalmen...

It’s a great way for buy now pay later and instalment's. Reviewed on: 4th May 2026

Helpful and efficient

Helpful. Easy to use. Easy to understand as it's explained to you. Reviewed on: 4th May 2026

Great credit availability, competitive interest rate.

Great credit availability, competitive interest rate. Responsible lender. Reviewed on: 4th May 2026

Excellent experience and good value for money so far

Excellent experience and good value for money so far Reviewed on: 4th May 2026

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