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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145429 reviews)

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4.73

Based on 145,427 reviews, last reviewed 26th Jun 2026

4348200% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very good experience since I started with papal Very good experience since I started with papal Reviewed on: 26th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145429)

Just started with it but happy so far

Just started with it but happy so far Reviewed on: 13th June 2026

I was always given the right information on point an...

I was always given the right information on point and resolved my issues promptly and professionally and listened to my queries patiently. Reviewed on: 13th June 2026

Fast and easy to organise shopping with credit

Fast and easy to organise shopping with credit Reviewed on: 13th June 2026

When I first got an account with PayPal there were a...

When I first got an account with PayPal there were a limited amount of places where you could use PayPal to purchase items, however over time the choice of participating places has grown allowing the company’s account holders much more freedom of choice. Reviewed on: 13th June 2026

PayPal credit is my top pick

PayPal credit is really great. Simple to use and to see clearly whats going on. Love that I can use it at checkout most places online. Best feature is the 0% interest pay over four months which is amazing if I need more flexibility. Reviewed on: 13th June 2026

Using for a long time

I have used paypal credit for a long time. It is a great help to make payment in smaller chunks and make things affordable. I usually use it for bigger purchase but also used it for under £100 items when money issues or trust is low on selling company. Reviewed on: 13th June 2026

PayPal has been fantastic

PayPal is easy to navigate, transparent with T's & C's and customer service is fast and efficient. Reviewed on: 13th June 2026

4 months interest-free never expires

4 months of 0% interest on recent PayPal Credit purchases: This offer never expires, every time you spend £99 or more with PayPal Credit I automatically get 4 months interest-free. And then there's a points reward system as an extra. Reviewed on: 13th June 2026

Never had a problem with PayPal.

Never had a problem with PayPal. Customer service very good Reviewed on: 13th June 2026

Paypal has never let me down, whether buying or tran...

Paypal has never let me down, whether buying or transfering money. Easy, convienent. Secure payments, happy in knowing Pay Pal are dealing with my needs. Reviewed on: 13th June 2026

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