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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145430 reviews)

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4.73

Based on 145,427 reviews, last reviewed 26th Jun 2026

4348200% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very good experience since I started with papal Very good experience since I started with papal Reviewed on: 26th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145430)

Paypal has never let me down, whether buying or tran...

Paypal has never let me down, whether buying or transfering money. Easy, convienent. Secure payments, happy in knowing Pay Pal are dealing with my needs. Reviewed on: 13th June 2026

PayPal is totally secure

PayPal is extremely secure and safe protection for your purchases Reviewed on: 13th June 2026

Great so far, good customer support

Great so far, good customer support Reviewed on: 13th June 2026

Easy to setup and easy to use almost daily for the l...

Easy to setup and easy to use almost daily for the last 8 years Reviewed on: 13th June 2026

Leading in class for overall operations, trust, etc

Leading in class for overall operations, trust, and efficiency. Reviewed on: 13th June 2026

Easy to use.

Easy to use. Good 0% offers sometimes. Reviewed on: 13th June 2026

It was very easy and secure way to borrow some money...

It was very easy and secure way to borrow some money from PayPal. And almost all websites accepting it. Highly recommended! Reviewed on: 13th June 2026

I’ve been using PayPal for a number of years now and...

I’ve been using PayPal for a number of years now and it’s always been my go-to payment method when shopping online. It’s quick, easy to use and gives me confidence when buying from retailers I haven’t used before. What I like most is the extra security and buyer protection, which gives me peace of mind if there’s ever an issue with an order. Everything is straightforward, from making payments to keeping track of transactions in the app. I’ve never had any major problems using PayPal and it’s become a service I rely on regularly. For convenience, security and trust, I think PayPal is a deserving winner of Best Retail Finance Provider. Reviewed on: 13th June 2026

Smoothest transactions but not the best exchange rates

They don't have the best exchange rates which they really should provide as they charge a transaction fee. The ease of the transactions is second to none. And the credit feature is convenient. They should offer a longer period for purchases over 500 or 600. Reviewed on: 13th June 2026

Easy to use great service from paypal helped me out...

Easy to use great service from paypal helped me out in a tough place 10/10 keep up the good work Reviewed on: 13th June 2026

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