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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (101644 reviews)

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4.90

Based on 101,643 reviews, last reviewed 8th May 2026

2344700% increase in 5 star reviews

in the past 90 days

6850% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

I’ve always had a good experience with PayPal. I’ve always had a good experience with PayPal. It has made it possible for me to buy no end of goods with the payment options. Reviewed on: 8th May 2026

Latest lowest rating:

1

Paypal at Bin. I need Paypal credit to do my shopping safely because of the small amount, I can't take what I need, 6 years with £200 ugly, I use other companies, Pa... Read more Reviewed on: 8th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (101644)

Good experience with payments MY MONEY ARE PROTECTED.

Good experience with payments MY MONEY ARE PROTECTED.NEVER BUY SOMETHING IF DOESN'T HAVE OPTION TO PAY WITH PAYPAL Reviewed on: 4th May 2026

Easy to use and interest is reas

Easy to use and interest is reas Reviewed on: 4th May 2026

Good provider very helpful when dealing with queries.

Good provider very helpful when dealing with queries. Never had any problems with PayPal Reviewed on: 4th May 2026

Brilliant Help.

Paypal credit helps me a lot. I can buy something and it gives me 4 months to save and pay the balance. Without this i would have to wait to make a purchase, not good when I need something immediately. Reviewed on: 4th May 2026

I always recommend Paypal credit.

I always recommend Paypal credit. It is great for purchases between 100-250. 4 months free credit from purchase. For me it is better than having a credit card. Reviewed on: 4th May 2026

Simple and Easy Money Solution

ive always found it easy to get loans and transfer money with Paypal without exposing my own bank details Reviewed on: 4th May 2026

Simple, Seamless, and Useful for Bigger Purchases

I’ve been using PayPal Credit for a while now and overall it’s been really convenient. The application process was quick and straightforward, and I like how seamlessly it integrates with PayPal at checkout—no need to re-enter details or go through a separate process. The option to spread the cost, especially with 0% interest offers on larger purchases, has been really helpful for managing bigger expenses without feeling the immediate hit. Payments are easy to track through the app, and reminders help keep everything on schedule. That said, it’s definitely something to use carefully—interest rates can be quite high if you don’t pay off the balance within the promotional period. As long as you stay on top of repayments, it’s a flexible and useful tool. Overall, a solid option if you want a bit more control over how and when you pay, just with the usual caution you’d use for any credit product. Reviewed on: 4th May 2026

very reliable.

Has always been very reliable. Feel safe using it Reviewed on: 4th May 2026

Timely and useful if used efficiently.

Timely and useful if used efficiently. Reviewed on: 4th May 2026

Very organised and secure .

Very organised and secure . Always use it if I do not want to shate my bank details Reviewed on: 4th May 2026

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