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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (101713 reviews)

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4.90

Based on 101,713 reviews, last reviewed 8th May 2026

2347850% increase in 5 star reviews

in the past 90 days

6850% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal customer service I have had very few reasons to contact PayPal customer service but when I have had to they have been incredibly helpful Reviewed on: 8th May 2026

Latest lowest rating:

1

Paypal at Bin. I need Paypal credit to do my shopping safely because of the small amount, I can't take what I need, 6 years with £200 ugly, I use other companies, Pa... Read more Reviewed on: 8th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (101713)

I love the pay over three months with PayPal

I love the pay over three months which PayPal offers and the pay over four months with PayPal credit card. Really helps with being able to afford holidays. Reviewed on: 4th May 2026

PayPal is a great service and I am over the moon wit...

PayPal is a great service and I am over the moon with them. Reviewed on: 4th May 2026

Highly Recommend PayPal Credit!

Highly Recommend PayPal Credit! PayPal Credit has been a game-changer for my online shopping. The approval process was super quick, and having that flexible credit line available right at checkout makes buying bigger-ticket items so much easier without touching my debit card. I love the 0% promo offers and the seamless integration with PayPal — payments are automatic and hassle-free. If you shop online frequently, this is a must-have! Reviewed on: 4th May 2026

Really easy to use, lots of options available and fa...

Really easy to use, lots of options available and fairly treated at all times. Reviewed on: 4th May 2026

I've used PayPal for the last 10 years, always helpf...

I've used PayPal for the last 10 years, always helpful when I had issues and never had a problem unsolved. Reviewed on: 4th May 2026

Excellent Service

Customer services are excellent, very helpful when I had a payment returned. Reviewed on: 4th May 2026

Best app to pay with

I have been using PayPal for over 15 years and never had any issues and always does exactly what i want and that is pay who i want no problem Reviewed on: 4th May 2026

Excellent service

Smooth and easy transaction, secured payment and flexible payment method. Reviewed on: 4th May 2026

Wonderful experience

I always have a wonderful experience with paypal nothing bad to say about them. Reviewed on: 4th May 2026

PayPal performs well in basic services and scenarios...

PayPal performs well in basic services and scenarios with simple processes, but there is still room for improvement in customer service quality and fee transparency, especially for users who often conduct cross-border transactions or encounter complex problems. Reviewed on: 4th May 2026

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