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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 101,781 reviews, last reviewed 8th May 2026
2350900% increase in 5 star reviews
in the past 90 days
6900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

So far so good simple and easy to use So far so good simple and easy to use Reviewed on: 8th May 2026
Samantha r's avatar
Samantha r

Latest lowest rating:

1

Very poor Customer Service When there is a dispute, in my case I received defective products, Paypal has not lived up to its promise of guarantee, I've lost confidence in their ... Read more Reviewed on: 8th May 2026
Ralph Candlish's avatar
Ralph Candlish
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (101781)

Great way to buy better quality goods

5
Great way to buy better quality goods Reviewed on: 4th May 2026
Susan O's avatar
Susan O

It was too easy to get in debt with paypal credit, i...

5
It was too easy to get in debt with paypal credit, interest rates are too high Reviewed on: 4th May 2026
Ewan's avatar
Ewan

Great company

5
Great service to have now a days Reviewed on: 4th May 2026
Suhail's avatar
Suhail

pay in three

5
I. Find it easy to pay for things online and I like the pay in three options Reviewed on: 4th May 2026
Cheryl 's avatar
Cheryl

Great credit option

5
PayPal credit is a great payment option that helps split the cost of purchases using the 0% interest for 4 month offer. It is also reliable and I use it for security on some purchases. Reviewed on: 4th May 2026
KatieL's avatar
KatieL

I always use PayPal for all my online shopping.

5
I always use PayPal for all my online shopping. It's much safer than using my bank details online. It's fast and easy. I've never had any issues, I love the fact you can split your payments making shopping more affordable . Reviewed on: 4th May 2026
Teresa T's avatar
Teresa T

Always easy to use.

5
Always easy to use. It's surprising how many places I get to use it. Reviewed on: 4th May 2026
Grumpy Gary's avatar
Grumpy Gary

there was always a solution.

5
there was always a solution.fast and reliable money movement Reviewed on: 4th May 2026
zsuzsanna a's avatar
zsuzsanna a

Easy access to your own money.

5
Easy access to your own money. Always using Paypal. Reviewed on: 4th May 2026
Ushrin J's avatar
Ushrin J

Overall very easy to use

4
Overall very easy to use, handy and worthwhile for certain situations like friends pots/collections. However, I find the transaction settlement timings to be a little slow and the transaction listings layout hard to understand. Reviewed on: 4th May 2026
Jason 's avatar
Jason

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