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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (101848 reviews)

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4.90

Based on 101,848 reviews, last reviewed 8th May 2026

2354050% increase in 5 star reviews

in the past 90 days

6900% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

4

4 star for paypal PayPal remains my go-to for secure and fast online transactions, offering excellent peace of mind. The user-friendly interface makes sending money and... Read more Reviewed on: 8th May 2026

Latest lowest rating:

1

Very poor Customer Service When there is a dispute, in my case I received defective products, Paypal has not lived up to its promise of guarantee, I've lost confidence in their ... Read more Reviewed on: 8th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (101848)

Top notch

Easier to navigate than my other banking apps Reviewed on: 4th May 2026

Easy and convenient to use.

Easy and convenient to use. Great app experience Reviewed on: 4th May 2026

It’s great and easy to use.

It’s great and easy to use. Useful for online shopping spreading the cost of larger payments and moving money to family in Australia Reviewed on: 4th May 2026

Safety with great flexibility

I've been a customer for over 15 years and it's one of the safest platforms out there Reviewed on: 4th May 2026

Great shopping help

I love PayPal Credit because it allows me to order in multiple items without draining my bank account. You have three months credit so you can order and return, if need be, with ease. Also it gives you more time to repay in stages with out the burden of interest, which would make whatever you're buying more expensive. Reviewed on: 4th May 2026

Direct and to the point

Always a good experience . Very simple banking . Reviewed on: 4th May 2026

Very confident

Very confident in sending and receiving money safely Reviewed on: 4th May 2026

It’s very easy to make a payment and very helpful fo...

It’s very easy to make a payment and very helpful for booting your device Reviewed on: 4th May 2026

Love PayPal!!!

Been using PayPal for a number of years and recently used their credit line, great system + easy to track your spending, balances, etc. They also acted quickly when I had paid for goods that were never sent by seller, made this less stressful for me and my family!! Reviewed on: 4th May 2026

Love paypal credit.

Love paypal credit. Straight forward user friendly. No large minimum payments also helped improve my credit rating. Can be used online pretty much anywhere. Also credit and debit cards available for use out and about. Would highly recommend. Reviewed on: 4th May 2026

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