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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 101,898 reviews, last reviewed 8th May 2026
2356350% increase in 5 star reviews
in the past 90 days
6900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I have always had a first class experience with Paya... I have always had a first class experience with Payal making a purchase decision very easy Reviewed on: 8th May 2026
Ashley D's avatar
Ashley D

Latest lowest rating:

2

It is okay. Customer service department needs work. Too much being passed around. Reviewed on: 8th May 2026
GlenethLFC's avatar
GlenethLFC
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (101898)

Paypal credit is a very safe and convenient way to u...

5
Paypal credit is a very safe and convenient way to use credit. I like that I dont have to find a card, I like that its at my fingertips and- being Paypal - i know its safe. Ive been with Paypal for about 10 years now and always use it. The customer service has been excellent too and any issues Ive had have been dealt with quickly and professionally but always with a friendly twang too Reviewed on: 4th May 2026
Brendan O's avatar
Brendan O

Excellent customer service.

5
Excellent customer service, Deal with any query's promply. Excellent way to buy that special gift over that extra time, with no extra fees. Thank you Reviewed on: 4th May 2026
Tina 's avatar
Tina

Fantastic service and ease of use is amazing

5
Fantastic service and ease of use is amazing Reviewed on: 4th May 2026
Varun T's avatar
Varun T

Since I have been using PayPal credit my scores keep...

4
Since I have been using PayPal credit my scores keep going up. Thanks PayPal credit. Reviewed on: 4th May 2026
Hawrami's avatar
Hawrami

Pleased with PayPal

5
I use PayPal all the time and I love the pay in 3 feature. It makes big purchases more affordable. Reviewed on: 4th May 2026
Jennifer K's avatar
Jennifer K

Best way to show online

5
Never had a problem, so convenient and trust that my online spending is done safe with PayPal. Reviewed on: 4th May 2026
Paul Tregoning's avatar
Paul Tregoning

Reliable

5
Efficient customer service excellent Reviewed on: 4th May 2026
Essy's avatar
Essy

PayPal is an easy and convenient way to pay.

5
PayPal is an easy and convenient way to pay. I do it through the PayPal app and I like the flexibility. You can either put things on PayPal credit which you can pay off at the end of the month or you can use your bank account. There are different ways to use PayPal.. it is extremely convenient for buying things. Reviewed on: 4th May 2026
Sarah C's avatar
Sarah C

Really happy with the service thank you

5
Really happy with the service thank you Reviewed on: 4th May 2026
Claire P's avatar
Claire P

I use PayPal to pay for most things online.

5
I use PayPal to pay for most things online. It’s safe and secure, giving me peace of mind. I love the option to split my payments over several months interest free and receive reward points. PayPal credit is amazing, with really good offers like 4 months interest free, my limit is also generous. Customer service is fantastic, really helpful and friendly. Paypal is definitely my first go to when I pay for anything. Reviewed on: 4th May 2026
Lauan D's avatar
Lauan D

Review PayPal: PayPal Credit now

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