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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145671 reviews)

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4.73

Based on 145,662 reviews, last reviewed 28th Jun 2026

4358700% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Had great customer service from PayPal whenever need... Had great customer service from PayPal whenever needed and it was fast. The credit is generous although I prefer it were larger. I recommend it for th... Read more Reviewed on: 28th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145671)

Efficient

Any problem has been resolved very quickly. It is a secure way to pay for purchases Reviewed on: 13th June 2026

Love it soooo much.

Love it soooo much. So easy to use and value love the free months to pay. Never had a problem with refunds or payments and recommend paypal to friends and family all the time. Reviewed on: 13th June 2026

good credit options...

It’s accepted in a lot of places good credit options interest free rates and easy transactions Reviewed on: 13th June 2026

Very easy to apply, got my credit in 5 minutes

Very easy to apply, got my credit in 5 minutes Reviewed on: 13th June 2026

I had a dispute about a payment and it was denied ev...

I had a dispute about a payment and it was denied even though I had a screenshot to say from uber that the payment was taken in error and they refunded it (which they hadn’t) Reviewed on: 13th June 2026

Easy to apply and very useful.

Easy to apply and very useful. I have bought several products through PayPal credit interest free. Reviewed on: 13th June 2026

Great service

I am using PayPal for a long time now and I am very satisfied Reviewed on: 13th June 2026

Simple, convenient and helpful.

Very easy to use the app to stay on top of payments, good range of options for paying over varying time frames, good protection for buying online, very convenient & simple to set up, good protection for buying online. Reviewed on: 13th June 2026

Excellent service and very quick

Excellent service and very quick Reviewed on: 13th June 2026

It's been a fantastic way to pay for bigger purchase...

It's been a fantastic way to pay for bigger purchases in a manageable way. Like our trip to Disneyland. Reviewed on: 13th June 2026

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