Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (101953 reviews)

View other PayPal products

4.90

Based on 101,953 reviews, last reviewed 8th May 2026

2358900% increase in 5 star reviews

in the past 90 days

6950% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Safe payments Always feel happy and safe using PayPal Reviewed on: 8th May 2026

Latest lowest rating:

1

Good still don’t know much starter Good still don’t know much so rated it bad as it gave me a hard time Reviewed on: 8th May 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (101953)

Simply to use..

Quick and simply to use,i can check my past orders and secure... Reviewed on: 4th May 2026

Excellent service

I've had PayPal Credit for many years and helps me out when needed, a cheaper option than credit card. Secure payments and never had any issues. Reviewed on: 4th May 2026

Refreshingly transparent

The benefits are spelled out clearly in straightforward language. I always know where I stand with PayPal and I feel I can trust it. Reviewed on: 4th May 2026

It's very helpfull and easy to use

It's very helpfull and easy to use Reviewed on: 4th May 2026

I love pay in 3.

I love pay in 3. Makes it easy when I need time but not money. Reviewed on: 4th May 2026

Love PayPal

Been using for a good few years and have never been disappointed. Use PayPal to send money to my son daughter-in-law and granddaughter in Australia. Wouldn’t be without PayPal. Reviewed on: 4th May 2026

PayPal have always been there when I need them

PayPal have always been there when I need them and adding card options have really been a game changer! Whether it PayPal credit or peace of mind that their system will protect me should something go wrong with a supplier or service, brings excellent support. Customer service is second to none and I can’t fault PayPal in any way. Reviewed on: 4th May 2026

Easy to manage, clear and flexible

Easy to manage, clear and flexible Reviewed on: 4th May 2026

I love how quick and transparent PayPal is.

I love how quick and transparent PayPal is.. it’s so easy to use to pay for items, without the pain of having to fill in all your details! 5* service Reviewed on: 4th May 2026

Ease of use

Easy to use in all of my shopping spree. Reviewed on: 4th May 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Novuna Personal Finance 4.77 from 172 reviews
Loan
from Snap Finance 4.90 from 369 reviews
Retail Finance
from Close Brothers 2.53 from 12 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.93 from 48101 reviews
Payments
from PayPal 4.91 from 3709 reviews
Credit card
from PayPal 4.90 from 80 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub