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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (101995 reviews)

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4.90

Based on 101,995 reviews, last reviewed 8th May 2026

2360750% increase in 5 star reviews

in the past 90 days

6950% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

I’ve been using PayPal for 20 plus years never had a... I’ve been using PayPal for 20 plus years never had a problem Reviewed on: 8th May 2026

Latest lowest rating:

1

Good still don’t know much starter Good still don’t know much so rated it bad as it gave me a hard time Reviewed on: 8th May 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (101995)

Great service

So convenient to buy flights and spread the cost over four months Reviewed on: 4th May 2026

Fast responses, and resolutions when there is a prob...

Fast responses, and resolutions when there is a problem. Reviewed on: 4th May 2026

Always quick and easy to use.

Always quick and easy to use. Would highly recommend Reviewed on: 4th May 2026

I love Paypal for its ease of use, convenience and f...

I love Paypal for its ease of use, convenience and flexibility. Especially the pay later feature, enabling me a little extra time, buying the things I need. Always at hand during my weekly shopping trips. Reviewed on: 4th May 2026

Good easy to use friendly customer service very help...

Good easy to use friendly customer service very helpful Reviewed on: 4th May 2026

Excellent for online shopping and financing

I’ve been using PayPal Credit for a while now and it’s incredibly convenient. The 0% interest offer on larger purchases is a lifesaver for managing my budget. The integration with the PayPal app makes it very easy to track spending and make payments on time. Highly recommended! Reviewed on: 4th May 2026

There for you!

I've been using PayPal for years and have never been disappointed. When you need it most, it's there for you. Reviewed on: 4th May 2026

Great company!!

Always available when I need it. Customer service is great! Have been a loyal member of PayPal for 10+ years Reviewed on: 4th May 2026

I use PayPal all the time for all my online shopping.

I use PayPal all the time for all my online shopping. Very reliable and trustworthy. Reviewed on: 4th May 2026

Good customer service and interest rates

Good customer service. Better interest rates than other providers. Pay in three is really useful. Reviewed on: 4th May 2026

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