Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (78889 reviews)

View other PayPal products

4.90

Based on 78,889 reviews, last reviewed 20th Apr 2026

2590100% increase in 5 star reviews

in the past 90 days

7600% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Used PayPal for years and know you can rely on them,... Used PayPal for years and know you can rely on them, especially if there’s an issue with a purchase. The app had issues trying to raise a dispute rece... Read more Reviewed on: 20th April 2026

Latest lowest rating:

1

PayPal credit is difficult to use when you want to p... PayPal credit is difficult to use when you want to pay off everything before interest is charged. Reviewed on: 20th April 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (78889)

Excellent service and good deals

I love PayPal credit and the flexibility and 0% interest they offer. Reviewed on: 13th June 2022

Everything as detailed. Ees 1 have site to use.

I have been ith PayPal for a number of years. So far I found the site excellent. Custom Customer service is excellent. Reviewed on: 13th June 2022

Flexible and simple

Fantastic product. I have used this service rather than bother with a credit card for a while now. Only downside of PayPal is you have better buyer protection with a credit card as PayPal disputes always side with dodgy sellers so if using PayPal do your research on the company you're buying from first. Reviewed on: 13th June 2022

Great to use

It is very handy to use online while shopping the three payments are very helpful Reviewed on: 13th June 2022

Nice and Easy

PayPal credit is a nice feature enabling people to spread the cost of goods with clear and structured repayments. When compared to traditional credit cards, PayPal credit is a winner. Reviewed on: 13th June 2022

PayPal credit card

It’s excellent good easy to use fast I love it Reviewed on: 13th June 2022

Safe and reliable

PayPal is the most flexible and reliable online payment system. I feel safe every time I purchase online as I am protected by frauds or items not delivered. The new credit card system with payments over four month with 0 interests it’s very convenient. Easy tool to transfer money between friends. Reviewed on: 13th June 2022

PayPal credit

PayPal credit it's so fascinating..and it gives you plenty of time to pay back what you borrowed .I will recommend PayPal to anyone any day anytime. Reviewed on: 13th June 2022

Amazing services

Paypal is always a helping hand with all my bills and payments. Such an amazing company. Hopefully soon all shops will accept paypal and hopefully soon they will be able to supply cards for the consumers.. Reviewed on: 13th June 2022

Paypal Credit is absolutely the best

Paypal credit is always there to support my family's needs while shopping online Reviewed on: 13th June 2022

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Novuna Personal Finance 4.77 from 172 reviews
Better Off Calculator
from Policy in Practice 4.79 from 461 reviews
Loan
from Snap Finance 4.91 from 369 reviews

Want to see more from PayPal?

PayPal Open
from PayPal 5.00 from 4 reviews
Pay in 3
from PayPal 4.93 from 36133 reviews
Credit card
from PayPal 4.92 from 64 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub