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PayPal: PayPal Credit reviews

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4.90
Based on 79,358 reviews, last reviewed 21st Apr 2026
2633400% increase in 5 star reviews
in the past 90 days
7600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
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0%
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0%

Latest highest rating:

4

Sending money to family should be charged Sending money to family should be charged Reviewed on: 21st April 2026
Tichiyani N's avatar
Tichiyani N

Latest lowest rating:

1

PayPal credit is difficult to use when you want to p... PayPal credit is difficult to use when you want to pay off everything before interest is charged. Reviewed on: 20th April 2026
GC's avatar
GC
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (79359)

Very quick

5
I Had money when î needed them, very quick Reviewed on: 13th June 2022
Anonymous's avatar
Anonymous

PayPal is great

5
I'm loving using PayPal Credit and Pay in 3 as it makes my life so much easier and stress-free! Thanks to these options I was able to buy so many things I love! Thanks, PayPal! Reviewed on: 13th June 2022
Val's avatar
Val

Great deals!

4
Although there are some issues regarding the collection of payment, direct debit/in app payment, everything else seems to be ok! Reviewed on: 13th June 2022
Albert's avatar
Albert

PayPal

5
Love spending the cost over 4 months interest free so easy to understand the payments choose what to pay and who Reviewed on: 13th June 2022
D W's avatar
D W

Nice

4
Only lacking of credit increase Reviewed on: 13th June 2022
Lloyd Ferrao's avatar
Lloyd Ferrao

Fast and simple

5
Pick what you want to buy, choose PayPal credit and on how many months and that's it. Can't be faster and simpler! Offers are very usual on 0% interest, so that's the best part of it! Reviewed on: 13th June 2022
Silvio Persic's avatar
Silvio Persic

does what it says on the tin.

5
PayPal credit is great. I am always kept fully informed and the interest rate is quite low. The app is good for checking on my account and statements, and is so easy to use. Reviewed on: 13th June 2022
Mel Jowett's avatar
Mel Jowett

Mr

5
Very good and it’s make easy for having shopping Reviewed on: 13th June 2022
challos2020@yahoo.co.uk's avatar
[email protected]

Simple payment solution

5
PayPal credit is so easy to use. Choose an item or items up to a minimum of £99 and choose PayPal credit. Set your direct debit to pay equal amount over four payments and pay no interest, so easy to use Reviewed on: 13th June 2022
Michelle's avatar
Michelle

Recommended

5
Great revolving credit product provider. Reviewed on: 13th June 2022
Curufin Ve Lin's avatar
Curufin Ve Lin

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