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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (79266 reviews)

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4.90

Based on 79,266 reviews, last reviewed 20th Apr 2026

2625100% increase in 5 star reviews

in the past 90 days

7600% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Always been excellent- if PayPal is an option I will... Always been excellent- if PayPal is an option I will usually opt for it Reviewed on: 20th April 2026

Latest lowest rating:

1

PayPal credit is difficult to use when you want to p... PayPal credit is difficult to use when you want to pay off everything before interest is charged. Reviewed on: 20th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (79266)

Nice card with little apr

Good payment support, able to use for necessary needs Reviewed on: 13th June 2022

PayPal credit

Great service, secure payments, always handy to have credit available Reviewed on: 13th June 2022

A Godsend!

I love using Paypal credit to bulk buy gifts for my nieces and nephews and spreading out the costs just makes things so much easier! The process is always smooth and secure. Reviewed on: 13th June 2022

Paypal Credit is a life saver

I needed to book an emergency trip I hadn’t budgeted for and Paypal credit came to my rescue. Best part is that I paid back 4 months with 0% interest. Reviewed on: 13th June 2022

Protected purchases

I had problem with an electrical item, kept getting fobbed off by the company, so I raised a dispute with paypal and was refunded my money in about a week. Reviewed on: 13th June 2022

Great company

I always use Paypal when I can. It's easy to use, the customer service is great and the interest free offers make big purchases easier to manage. Reviewed on: 13th June 2022

Great service no worries always on point.

Nothing is to much always polite and professional. Reviewed on: 13th June 2022

Very good service

With PayPal credit I have been able to buy lots of items I wouldn’t have been able to pay in one go I love the 4months interest free Reviewed on: 13th June 2022

PayPal Credit 0% for 4 Months, 5 Stars

Great alternative to a credit card, I use it for purchases over £100. Reviewed on: 13th June 2022

Absolutely amazing

Very quick and handy service Reviewed on: 13th June 2022

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