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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (79810 reviews)

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4.90

Based on 79,810 reviews, last reviewed 21st Apr 2026

2675400% increase in 5 star reviews

in the past 90 days

7900% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

I highly recommend PayPal PayPal credit is easy to use, convenient and an excellent choice for buying something larger and paying over 3 months interest free. Reviewed on: 21st April 2026

Latest lowest rating:

2

Not bad but you can find better deals Not bad but you can find better deals Reviewed on: 21st April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (79810)

4 months interest free

PayPal credit. Where else can you get 4 months interest free again and again on a £99 purchase. No form filling or applications. Excellent Reviewed on: 13th June 2022

Just, the best!

I use PayPal credit all the time, mainly to increase my credit score. They offer a great, affordable offers which comes in really handy for those more expensive items! Reviewed on: 13th June 2022

The BEST !

Many years I’m going using Paypal, is a safe and very fast. I had a problem with one person and Paypal costume service resolved it very fast. Thanks for being. Best regards. Reviewed on: 13th June 2022

Great service offered by paypal

I have used Paypal credit for over a year now and have never had an issue. The onboarding process is super simple and you're ready to go in minutes. Reviewed on: 13th June 2022

Paypal Credit

Easy to use and set up - just wish more shops and online stores used Paypal - pay in three is awesome as well or add to credit - so much flexibility Reviewed on: 13th June 2022

Best partner

Better than my bank PayPal made my life easier and more secure with no cost. Reviewed on: 13th June 2022

Review

Good promotions offered compared to other credit cards Reviewed on: 13th June 2022

Easy to use

PayPal is available at so many retailers now, and its so easy to use with lots of different options to choose, simple and easy! Reviewed on: 13th June 2022

Easy and great offers

Easy to use and extremely quick for almost all online checkouts. The 4 month interest free offer makes it great for emergency purchases. Reviewed on: 13th June 2022

Hope this is going to give me some enjoyment

This would help me a lot as I have not got credit card and need a new wardrobe Reviewed on: 13th June 2022

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