Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 80,099 reviews, last reviewed 21st Apr 2026
2702100% increase in 5 star reviews
in the past 90 days
7900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Quick, easy and trusted payment Always quick, easy and trusted payment with affordable payment options when needed Reviewed on: 21st April 2026
Keet's avatar
Keet

Latest lowest rating:

2

Not bad but you can find better deals Not bad but you can find better deals Reviewed on: 21st April 2026
Pablo E's avatar
Pablo E
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (80099)

Great company for service and convenience

5
Used PayPal Credit for several years with no issues and great 0% interest on several purchases. Reviewed on: 13th June 2022
Ryan Laird's avatar
Ryan Laird

Brilliant

5
Best company ever helps to have things you need with time to pay Reviewed on: 13th June 2022
kanita30@aol.com's avatar
[email protected]

The best

5
The best company When I need money for shopping I use credit PayPal Reviewed on: 13th June 2022
Danklo's avatar
Danklo

A1 company

5
Bril2 company with excellent well informed staff Reviewed on: 13th June 2022
John Boyce 's avatar
John Boyce

Brilliant

5
Amazing always come in handy having PayPal as its the safest way to buy online and so simple Reviewed on: 13th June 2022
Josh Dowdall's avatar
Josh Dowdall

Love paypal

5
0% interest for 4 months is very very helpfull and if its less than £99 then Use pay in 3 its very helpfull Reviewed on: 13th June 2022
Syed Shakeeb Hussain Shah's avatar
Syed Shakeeb Hussain Shah

Always use

5
Quick, reliable, can pay in whole or in parts, 4 months is good time to pay up. Reviewed on: 13th June 2022
Jibran's avatar
Jibran

Paypal Credit

5
Easy to set up and manage. A painless way to get if you want credit. Reviewed on: 13th June 2022
Andy Kerr's avatar
Andy Kerr

Smooth process and ease of use

4
Applying for credit is fairly simple. The PayPal app simplifies everything to track my credit use. I mostly utilise the £99+ offer for interest free for 4 months. My only gripe when I use the mobile app, it's almost too simplified with no advanced breakdowns. Reviewed on: 13th June 2022
Dahwid's avatar
Dahwid

Fantastic

5
This is such an amazing product. I love having the option of spreading the cost interest free for 4 months especially on eBay. It’s brilliant to use with other businesses too with their pay in 3 option. I love it! Reviewed on: 13th June 2022
Louise 's avatar
Louise

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • PayPal Open

    from PayPal 5.00 from 4 reviews
    PayPal

  • Pay in 3

    from PayPal 4.93 from 36686 reviews
    PayPal

  • Credit card

    from PayPal 4.92 from 64 reviews
    PayPal
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill