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PayPal: PayPal Credit reviews

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4.90
Based on 80,867 reviews, last reviewed 22nd Apr 2026
2773700% increase in 5 star reviews
in the past 90 days
8100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good service and good customer service Very good service and good customer service Reviewed on: 22nd April 2026
Mahmoud 's avatar
Mahmoud

Latest lowest rating:

2

Its no Klarna or clearpay Its no Klarna or clearpay in terms of paypal doesn't give reminders about making payments to paypal credit so you end up getting in more debt with lat... Read more Reviewed on: 21st April 2026
Loz's avatar
Loz
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (80867)

Secure, Easy to use what's not too Like

5
Used PayPal numerous times using their different options, payments go through quickly and PayPal keep me fully informed of my purchasers and payment dates whether it be Pay in 3, PayPal Credit or via one of my Credit Cards registered with PayPal. Reviewed on: 13th June 2022
Jaki's avatar
Jaki

Excellent service thanks

5
Excellent service thanks paypal Reviewed on: 13th June 2022
Phil Dielhenn's avatar
Phil Dielhenn

Very helpful

5
PayPal credit has been great for me I’ve been able to buy things I wouldn’t be able to buy without the use of PayPal credit Reviewed on: 13th June 2022
Ian's avatar
Ian

Easy, short term borrowing.

5
PayPal Credit is always my first choice when it comes to short term borrowing as it’s 0% over 4 months offer is invaluable. Reviewed on: 13th June 2022
Robert Callan's avatar
Robert Callan

Simple and powerful to use

5
So much easier to make online payments and I find the offers very well placed for consumers. Reviewed on: 13th June 2022
Ram Dev's avatar
Ram Dev

Such an easy to use, flexible, all round 5* Service!

5
I’ve found PayPal credit really easy to use with excellent interest free offers and helpful ways to pay. It’s a fab service and I only wish it had an actual physical card to go with it! Reviewed on: 13th June 2022
GaskGirl's avatar
GaskGirl

Easy, reliable and effective

5
Paypal credit has helped me spread the cost of some big value items, and is also intuitive when making smaller purchases. When I called them I got through very quickly and they answered my query promptly and sufficiently. I aim to continue to use where possible as it is really useful for online purchases and is often my preference. Reviewed on: 13th June 2022
Conor O'Sullivan's avatar
Conor O'Sullivan

Best of the best !

5
Without any problems and stupid questions . Decision in literally 3 sec . You use PayPal everywhere its such a life changing ! Easy to pay back , good promotions I would recommend to everyone ! Reviewed on: 13th June 2022
Sandra's avatar
Sandra

Great all round

5
Bought a bag on Depop using PayPal credit, got interest free for 4 months as usual as item over £99 so great. Sadly had to open a PayPal dispute as item was not as described, process was easy and swiftly resolved by PayPal and I got my money back, would have no hesitation in using PayPal credit again for my next purchase xx Reviewed on: 13th June 2022
Gez Hampson's avatar
Gez Hampson

Great reliable and trusted service

5
I can always count on Paypal as a trusted and reliable service for making purchases safely and efficiently. Worry free payments as when I have had to call PayPal their customer services have always managed to find a resolution. Thanks PayPal! Reviewed on: 13th June 2022
Silverstar's avatar
Silverstar

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