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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (81185 reviews)

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4.90

Based on 81,185 reviews, last reviewed 22nd Apr 2026

2803200% increase in 5 star reviews

in the past 90 days

8100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal have been very flexible and reliable for me. PayPal have been very flexible and reliable for me. I have paid for various items and used a few different ways that PayPal offer, I have found the sy... Read more Reviewed on: 22nd April 2026

Latest lowest rating:

2

Its no Klarna or clearpay Its no Klarna or clearpay in terms of paypal doesn't give reminders about making payments to paypal credit so you end up getting in more debt with lat... Read more Reviewed on: 21st April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (81185)

Simple and effective

The application process was entirely painless, the interest free options are varied and useful and the 'vanilla' credit is just like you'll be used to. All in all, a useful and versatile offer that is greatly appreciated. Reviewed on: 13th June 2022

Paypal is the best

Papal is very convenient to use and I love it.the best 5stir Reviewed on: 13th June 2022

Safe and reliable

I’ve been using PayPal Credit for years now and had no issues whatsoever. I feel safe when shopping cause I know I’ll get my money back if anything where to happen. Rates are fine, statements clear and easy to understand. You know how much you’ve paid and also when and where were transactions made. Highly recommended! Reviewed on: 13th June 2022

1000%reliable

It as an amazing experience as no hidden costs and pretty reasonable to use. I've been loving it. And looking forward to ues much more in future Reviewed on: 13th June 2022

App great,ease of use

Convenient and safe way to purchase… Reviewed on: 13th June 2022

The safest online way to shop

PayPal has always been my goto preferred payment method when shopping online, and PayPal credit has made it even easier. From spreading payments over a set period to interest-free offers, it really is the best way to shop. Reviewed on: 13th June 2022

Life-saver! Outstanding company with your excellent customer service

I’m not sure how much I owe in my life to PayPal credit. It has allowed me to do so many things that I wouldn’t have been able to without it. The 0% interest makes it a financially sensible and affordable option for millions. Reviewed on: 13th June 2022

Easy to use and understanding

I have been using PayPal for many years and I Found it very very easy and understanding i am using it to pay all my online payment it’s much better , highly recommended. Reviewed on: 13th June 2022

Ease of Use and great communication

This is a great product backed up by amazing customer service. Reviewed on: 13th June 2022

easy and simple

I love using paypal credit because of the charges (if any!!!) are transparent and the Paypal app is very user friendly! Reviewed on: 13th June 2022

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