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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (81401 reviews)

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4.90

Based on 81,401 reviews, last reviewed 22nd Apr 2026

2823200% increase in 5 star reviews

in the past 90 days

8200% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Good and easy to use , quick payment and clear trans... Good and easy to use , quick payment and clear transaction Reviewed on: 22nd April 2026

Latest lowest rating:

1

No customer protection Ordered car springs from a supplier, they were obviously the wrong ones (far too short). Supplier refused a refund. Opened PayPal case, they refused t... Read more Reviewed on: 22nd April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (81401)

Simple payment solution

PayPal credit is so easy to use. Choose an item or items up to a minimum of £99 and choose PayPal credit. Set your direct debit to pay equal amount over four payments and pay no interest, so easy to use Reviewed on: 13th June 2022

Top Dog !

Easy,fast,secure,application takes minutes recommend to anyone. Reviewed on: 13th June 2022

Credit offering like no other

PayPal's zero percent interest over 4 months on every basket is simply more than a bargain. The convenience and ease of payment I've enjoyed with this offer is simply amazing. I'm better able to manage my finances devoid of the pressure associated with instant payment as well interest chargeable on credit purchases. Reviewed on: 13th June 2022

Best way to pay for products

Using it for years now. Great service everytime I use it Reviewed on: 13th June 2022

Great

I use paypal pretty much with all my purchases. I like the interest free options and 3 monthly instalments they also offer. It helps spread the cost. Its easy to use and pay off each month. Although I have not used, I like the buyer protection they offer which is easier than using my debit card. Reviewed on: 13th June 2022

Paypal is trustworthy and a great company

I always found myself very well with Paypal and anytime I needed assistance I was able to get an answer within 24 hours. Very happy with the service provided both in product and assistance Reviewed on: 13th June 2022

The best way to pay

I'm current user of Paypal Credit and I'm very satified of their service Reviewed on: 13th June 2022

Excellent service!

Paypal is one of the easiest, realiable and excellent credit card provider I have ever used. Reviewed on: 13th June 2022

Honestly, I never struggle to get in touch with them

Always they remained me to pay the credit to avoid any interest fees, on top of that usually give me a 4 months window to pay back when i spend more than 1000 Reviewed on: 13th June 2022

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