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PayPal: PayPal Credit reviews

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4.90
Based on 81,783 reviews, last reviewed 22nd Apr 2026
2858700% increase in 5 star reviews
in the past 90 days
8500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great 0% interest rates in multiple stores Great 0% interest rates in multiple stores Reviewed on: 22nd April 2026
pmigacz's avatar
pmigacz

Latest lowest rating:

1

They will trick you into too types of payments and y... They will trick you into too types of payments and you wont be able to pay it off as interest free. The system is made the way you loose always. Reviewed on: 22nd April 2026
Tomas's avatar
Tomas
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (81783)

Paypal Credit is a life saver

5
I needed to book an emergency trip I hadn’t budgeted for and Paypal credit came to my rescue. Best part is that I paid back 4 months with 0% interest. Reviewed on: 13th June 2022
AW's avatar
AW

Protected purchases

5
I had problem with an electrical item, kept getting fobbed off by the company, so I raised a dispute with paypal and was refunded my money in about a week. Reviewed on: 13th June 2022
Roger quinlan's avatar
Roger quinlan

Great company

5
I always use Paypal when I can. It's easy to use, the customer service is great and the interest free offers make big purchases easier to manage. Reviewed on: 13th June 2022
Claire R's avatar
Claire R

Great service no worries always on point.

5
Nothing is to much always polite and professional. Reviewed on: 13th June 2022
James Lloyd's avatar
James Lloyd

Very good service

5
With PayPal credit I have been able to buy lots of items I wouldn’t have been able to pay in one go I love the 4months interest free Reviewed on: 13th June 2022
Ian Garton's avatar
Ian Garton

PayPal Credit 0% for 4 Months, 5 Stars

5
Great alternative to a credit card, I use it for purchases over £100. Reviewed on: 13th June 2022
K Jarvis's avatar
K Jarvis

Absolutely amazing

5
Very quick and handy service Reviewed on: 13th June 2022
aasakib's avatar
aasakib

Just amazing

5
I have used this to buy big items Reviewed on: 13th June 2022
Kevin's avatar
Kevin

Best and easy credit

5
Joined credit scheme last year and it’s just amazing, from any payments big or small I always use PayPal and cannot recommend it enough. It’s so easy to use and their payment schemes makes shopping online more fun and hassle free. Love love love Reviewed on: 13th June 2022
Palak Sharma's avatar
Palak Sharma

Trusted

5
most trusted payment metod. always using paypal if possible. Reviewed on: 13th June 2022
Erik Stefanovic's avatar
Erik Stefanovic

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