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PayPal: PayPal Credit reviews

4.90
Based on 81,821 reviews, last reviewed 22nd Apr 2026
2862300% increase in 5 star reviews
in the past 90 days
8500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Every good Super easy to use can you everywhere Reviewed on: 22nd April 2026
Sue 's avatar
Sue

Latest lowest rating:

1

They will trick you into too types of payments and y... They will trick you into too types of payments and you wont be able to pay it off as interest free. The system is made the way you loose always. Reviewed on: 22nd April 2026
Tomas's avatar
Tomas

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (81821)

A fast and easy way to send and receive money

5
We already know that PayPal is a great option for sending and receiving money and the PayPal Credit facility is a nice addition to their service. It is easy to apply for and a decision is given very quickly. Many companies accept PayPal and PayPal credit and I find it more convenient than many other cards or payment systems Reviewed on: 13th June 2022

PayPal is the BEST

5
I use only PayPal!!! I am not doing any payment without PayPal! Reviewed on: 13th June 2022

Best

5
Never had problem anything I have asked quickly dealt with Reviewed on: 13th June 2022

Convenient, Easy to Access & Great Offers

5
Never been more happy with Paypal. Have saved a lot through interest free payments on a multiple of purchases. Very transparent & clear on charges, and customer communication. Reviewed on: 13th June 2022

Credit

5
PayPal is a breath of fresh air regarding credit cards no card to worry about thumbs up Reviewed on: 13th June 2022

It's amazing

5
Awesome service by PayPal. Keep up the good work. Reviewed on: 13th June 2022

easy credit

5
credit when and where you want it, easily managed Reviewed on: 13th June 2022

You are the best!

5
Thank you! You saved my life! Verry helpful! Reviewed on: 13th June 2022

Great idea, really helps with those small purchases

5
Used paypal credit card many times, easy to use and helps manage money Reviewed on: 13th June 2022

Awesome lender

5
Awesome lender, great lean process. Fast and hassle free. Definitely recommend!! Reviewed on: 13th June 2022

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