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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 82,217 reviews, last reviewed 22nd Apr 2026
2898800% increase in 5 star reviews
in the past 90 days
8700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

paypal credit is helping my dreams come true it allows me to make purchases when money is tight right before payday. it also allows me to improve my credit score. having this credit allows me to ... Read more Reviewed on: 22nd April 2026
Chloe S's avatar
Chloe S

Latest lowest rating:

1

Using PayPal has ruined my Credit score. Using PayPal has ruined my Credit score. Reviewed on: 22nd April 2026
Dominika S's avatar
Dominika S
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (82217)

Without a doubt the best for Credit

5
I previously would never consider splitting my payments as they usually always add interest or have a catch. However with PayPal credit you can apply it to anything where you can pay using PayPal and interest free for 4 months means I can split payments without the stress of depleting all my funds in my account in one go. An example of this is how I used PayPal to buy a bunch of brand new furniture from a major retailer and then make the payments I see fit over the coming months. Thanks PayPal for making my life easier, happy days :) Reviewed on: 13th June 2022
TelSan's avatar
TelSan

Amazing

5
It's makes sense as long as you are responsible you can make it worth your while. Reviewed on: 13th June 2022
Nathan's avatar
Nathan

Quick, convenient, & easy

5
Every now and then a product comes along that does what it says on the tin. PayPal is a trustworthy name and PayPal credit is very easy to apply for and even easier to use. It makes my life easier in being able to spread the cost of more expensive items over a short period of time. Reviewed on: 13th June 2022
Martyn Porter's avatar
Martyn Porter

PayPal Review

5
I've been with PayPal for over 12 months now and never had any problems , I've used my credit account lots of times to buy stuff on 3 months payments or even 4 months to I find it fast and easy and great customer service Reviewed on: 13th June 2022
Carl's avatar
Carl

Best credit provider of all

5
Best credit provider of all, less stress customer seems team always available when you need them. Reviewed on: 13th June 2022
esther_bisengo@outlook.com's avatar
[email protected]

Easy to use and good service

5
Nice service and you can pay with 4 months with zero interest. Reviewed on: 13th June 2022
Michael Corpuz's avatar
Michael Corpuz

Great flexibility options

5
Quick and easy to help with payments, good offers and flexibility towards balance management Reviewed on: 13th June 2022
Leeroy001 's avatar
Leeroy001

Outstanding Service / Company

5
Having been a member for many years now, the service provided by PayPal has always been outstanding. Customer services have always been brilliant both on the phone and via email. Even through COVID, they really looked after me as customers and offered much needed support. PayPal has always been my No1 choice as a payment provider and credit facility. Reviewed on: 13th June 2022
Dean Holtz's avatar
Dean Holtz

Very happy with PayPal!!

5
PayPal made my life a whole lot easier & happier!! Reviewed on: 13th June 2022
Eiman Salih's avatar
Eiman Salih

Faultless

5
I have used PayPal credit for over a year now and never had any issues. It is my preferred method to a credit card. Reviewed on: 13th June 2022
Sara's avatar
Sara

Review PayPal: PayPal Credit now

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