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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 82,237 reviews, last reviewed 23rd Apr 2026
2900600% increase in 5 star reviews
in the past 90 days
4250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Always works never lets me down and works on so many... Always works never lets me down and works on so many platforms now really good Reviewed on: 23rd April 2026
Daniel m's avatar
Daniel m

Latest lowest rating:

1

Using PayPal has ruined my Credit score. Using PayPal has ruined my Credit score. Reviewed on: 22nd April 2026
Dominika S's avatar
Dominika S
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (82237)

Best credit app

5
Fast , clear and secure payments. Good work! Reviewed on: 13th June 2022
Calin Flavius 's avatar
Calin Flavius

Fast easy pleasantly perfect

5
Every experience is dealt with fast, fair and within a good time scale. Payments are already and problems easy to rectify. Reviewed on: 13th June 2022
john breakwell's avatar
john breakwell

Amazing

5
easy-peasy, no hassle, instant, Reviewed on: 13th June 2022
Ivan's avatar
Ivan

Best credit service ever

5
Very affordable, flexible, and manageable credit service Reviewed on: 13th June 2022
Nasser Molaei's avatar
Nasser Molaei

The Best

5
One of the best and easiest systems to use,easy to keep a check on your outlay and the interest free period is unbeatable.Overall a great service Reviewed on: 13th June 2022
Bugsey's avatar
Bugsey

It's an easy service to use. Customer care is also commendable

5
It's an easy service to use. Customer care is also commendable Reviewed on: 13th June 2022
jr omeni's avatar
jr omeni

PayPal Credit makes things so easy!

5
PayPal Credit has been one of the best products offered by PayPal in a long time. It's so easy to manage things and their 0% interest offers with so many vendors is extremely appealing. If you're looking for that next bit of tech to help improve your work, or need to replace something quickly, but don't want to have to dip into your savings, uPayPal Credit has you covered. It allows you not have to worry about any issues as you can see everything you need to so easily in their app and their customer service team is incredibly helpful and responsive if you're unsure of anything or have any issues with payments. Reviewed on: 13th June 2022
Sam Clark's avatar
Sam Clark

simple

5
really user friendly, great experience. can see exactly what you’re borrowing and how much you’re repaying easily and quickly Reviewed on: 13th June 2022
elliot's avatar
elliot

Couldnt fault PayPal

5
PayPal is my favourite way to pay. You get lots of choice whether it’s pay in 3 or pay later which makes families like mine able to buy things we wouldn’t be able to pay for out right. So thank you! I’ve had PayPal credit now for many years & I wouldn’t go else where for credit. The apr has always been fair & worth while. We also love that payments over £100 means we get 4 months free apr which is such a good offer that we use quite often. Thank you so much PayPal! Reviewed on: 13th June 2022
ladysamanie@hotmail.co.uk's avatar
[email protected]

So easy to use!

5
Had no problems, easy to use and perfect for any purchase! Reviewed on: 13th June 2022
Natalia Watkins's avatar
Natalia Watkins

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