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PayPal: PayPal Credit reviews

4.90
Based on 84,054 reviews, last reviewed 24th Apr 2026
3067800% increase in 5 star reviews
in the past 90 days
4400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I have been looong time with PayPal and it is always... I have been looong time with PayPal and it is always pleasure to use it. Also credit options or pay later as amazing. Reviewed on: 24th April 2026
Robert S's avatar
Robert S

Latest lowest rating:

1

PayPal are very trust worthy and reliable service. PayPal are very trust worthy and reliable service. You can always depend on them. Reviewed on: 24th April 2026
Robert Reilly 's avatar
Robert Reilly

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (84054)

Review

5
Good promotions offered compared to other credit cards Reviewed on: 13th June 2022

Easy to use

5
PayPal is available at so many retailers now, and its so easy to use with lots of different options to choose, simple and easy! Reviewed on: 13th June 2022

Easy and great offers

5
Easy to use and extremely quick for almost all online checkouts. The 4 month interest free offer makes it great for emergency purchases. Reviewed on: 13th June 2022

Hope this is going to give me some enjoyment

5
This would help me a lot as I have not got credit card and need a new wardrobe Reviewed on: 13th June 2022

Efficient payment service

5
With PayPal I do not fear in buying anything especially when its 99 pounds and over and its 4 months interest free. I love this service and I hope they could increase my credit limit so I can take on bigger purchases. Reviewed on: 13th June 2022

Always there to help

5
Can rely on paypal credit anytime!!! Reviewed on: 13th June 2022

I've been with them for years

5
I can't remember the year. I started with PayPal but it's a lot of years ago now and I have had no reason to look for anyone else ten out of ten Reviewed on: 13th June 2022

Secure, Easy to use what's not too Like

5
Used PayPal numerous times using their different options, payments go through quickly and PayPal keep me fully informed of my purchasers and payment dates whether it be Pay in 3, PayPal Credit or via one of my Credit Cards registered with PayPal. Reviewed on: 13th June 2022

Excellent service thanks

5
Excellent service thanks paypal Reviewed on: 13th June 2022

Very helpful

5
PayPal credit has been great for me I’ve been able to buy things I wouldn’t be able to buy without the use of PayPal credit Reviewed on: 13th June 2022

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