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PayPal: PayPal Credit reviews

4.73
Based on 181,080 reviews, last reviewed 29th Jul 2026
123% increase in 5 star reviews
in the past 90 days
179% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Reliable trusted finance that’s good value Reliable trusted finance that’s good value Reviewed on: 29th July 2026
Paul Graver's avatar
Paul Graver

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181080)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Great help.

5
Great help Great customer services good rewards easy to use online very helpful when you are in trouble with a purchase .easy to make a claim and they will sort it out.i always use PayPal to pay.Reliable easy to pay very clear . Reviewed on: 14th July 2026

A superb access to ensurenonline shopping transactio...

5
A superb access to ensure online shopping transactions are made simple and without effort. Reviewed on: 14th July 2026

PayPal is sale and reliable

4
PayPal is sale,reliable and economical to do business with Reviewed on: 14th July 2026

Ease of use

5
Ease of use for anyone who wants to use it Reviewed on: 14th July 2026

It’s ok, I don’t really use it very often.

4
It’s ok, I don’t really use it very often. It’s good to have PayPal instalment options when I need it Reviewed on: 14th July 2026

Fast checkout.

5
Fast checkout. Option to split the cost into three payments or use "buy now, pay later" with a 4-month interest-free plan. Reviewed on: 14th July 2026

Quick and easy to use

5
Quick and easy to use . Like the credit element and options Reviewed on: 14th July 2026

PayPal credit is very good for short payments.

4
PayPal credit is very good for short payments. I’ve used both PayPal credit & pay in 3. Found pay in 3 better value Reviewed on: 14th July 2026

When ever i had issues with payment it was very...

5
When ever i had issues with payment it was very helpful Reviewed on: 14th July 2026

Effective and efficient smooth

5
Effective and efficient. Always works Reviewed on: 14th July 2026

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