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PayPal: PayPal Credit reviews

4.90
Based on 84,301 reviews, last reviewed 24th Apr 2026
3091100% increase in 5 star reviews
in the past 90 days
4400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use, most discreet way of transferring money. Easy to use, most discreet way of transferring money. Reviewed on: 24th April 2026
Scott L's avatar
Scott L

Latest lowest rating:

1

PayPal are very trust worthy and reliable service. PayPal are very trust worthy and reliable service. You can always depend on them. Reviewed on: 24th April 2026
Robert Reilly 's avatar
Robert Reilly

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (84301)

Paypal makes everything easy

5
I use both Paypal credit and PayPay Pay in 3 and find them both easy, intuitive and informative. At all stages through my payment plans I know how much is left, how much my next payment is expected to be and when. The system deals with refunds particularly well, also. Reviewed on: 13th June 2022

Easy to use

5
Very easy to use, flexible and helps with cash flow, excellent service. Reviewed on: 13th June 2022

One word amazing

5
When no one else help PayPal held my back and helped me with amazing credit. Reviewed on: 13th June 2022

Great experience no problem in carrying any kind of transaction

5
Great service trust them had a wonderful experience Reviewed on: 13th June 2022

0 percent interest for 6 month its just wow

5
I got credit from paypal 0 percent interest for 6 month it’s like life saving Love you paypal Reviewed on: 13th June 2022

Easy to use and reliable

5
Easy to use and available on most things in need especially like the buy now or pay in 3 feature Reviewed on: 13th June 2022

I am always happy

5
Everything is going well and professional Reviewed on: 13th June 2022

Paypal credit

5
Easy way to pay not must no fuss just pay and your payments are insured Reviewed on: 13th June 2022

Enough credit allowance

5
Good promo offers and enough time to payback. Reviewed on: 13th June 2022

Excellent way to spread costs

5
Fantastic service and very quick and easy to use, easy to manage and accessible. Reviewed on: 13th June 2022

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