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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146515 reviews)

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4.73

Based on 146,374 reviews, last reviewed 30th Jun 2026

4390750% increase in 5 star reviews

in the past 90 days

12700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great customer services Any time ive had to contact customer services my questions have been answered or appropriate advice given. My experience has been great. Reviewed on: 30th June 2026

Latest lowest rating:

1

PayPal credit Very easy to apply for and use good to spread the cost of items Reviewed on: 30th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (146515)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Good reward scheme - well worth it

Good reward scheme - well worth it Reviewed on: 28th June 2026

PayPal credit is a great service which I use often.

PayPal credit is a great service which I use often. Reviewed on: 28th June 2026

Easy and convenient to use when checking out online.

Easy and convenient to use when checking out online. Makes me feel secure when using my card with the extra protection. Reviewed on: 28th June 2026

Paypal Credit - Fantastic

I use PayPal credit maybe a little too much. It comes in handy when you just need that little bit of extra help, and it is so easy to pay off your bill as soon as you have the chance to. I have had 0 issues with it and would definitely recommend. Reviewed on: 28th June 2026

Great service, used it for 10 years

Great service, used it for 10 years Reviewed on: 28th June 2026

On the whole pretty good, had a bad experience with...

On the whole pretty good, had a bad experience with customer care and this has tainted my overall experience with PayPal. Reviewed on: 28th June 2026

Always easy to use, confidence in security.

Always easy to use, confidence in security. Easy to use App where you can make payments as and when or set up direct debits Reviewed on: 28th June 2026

Very easy to set up.

Very easy to set up. Professional, great customer service, flexible and customer focussed. Reviewed on: 28th June 2026

PayPal enriches my purchases

I use PayPal because it helps me spread the cost of the special purchases in my life . Everything is up front with no hidden agenda and I can manage my money and enjoy my life by spreading the cost. Reviewed on: 28th June 2026

Great way to pay bills with double service perfection.

Great way to pay bills with double service perfection. Customer service is first class never had a problem that haven't sorted fairly. Reviewed on: 28th June 2026

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