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PayPal: PayPal Credit reviews

4.91
Based on 50,806 reviews, last reviewed 29th Oct 2025
95% decrease in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good start, but tell us a little more. Good start, but tell us a little more. Reviewed on: 23rd October 2025
Kyaw Lay's avatar
Kyaw Lay

Latest lowest rating:

1

I have used PayPal pay in 3 for aome time and i was... I have used PayPal pay in 3 for aome time and i was happy intil 2 months ago. When I ordered items from Debenhams I was informed that they will be 2 p... Read more Reviewed on: 29th October 2025
Maud 's avatar
Maud

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (50806)

Love the app!

5
Easy to use, with good communication. The app is useful and great to keep track of your PayPal credit usage. Reviewed on: 26th May 2025

PayPal credit has been very beneficial to me, a very...

5
PayPal credit has been very beneficial to me, a very easy to use service and it has been a great help being able to space out payments. It makes my day to day life easier without worries. Reviewed on: 26th May 2025

Really easy service and good payment options.

5
Really easy service and good payment options. Reviewed on: 26th May 2025

Great Service

5
They are always adapting their approach and are customer focused Reviewed on: 26th May 2025

Simple process

5
Quick, easy, convenient. Such a good option to have at checkout Reviewed on: 26th May 2025

PayPal is great

5
Very easy to use , easy to send money to people even abroad . I have been using it for many years and it’s really good. I also have a PayPal credit where I can spend instead of my own card such a helpful option when you need that extra help. You have plenty of time to put the money back into the paysl credit also. Reviewed on: 26th May 2025

The easiest way to pay online by far.

5
The easiest way to pay online by far. Reviewed on: 26th May 2025

A little appreciation for the unexpected help

5
I was using PayPal for only transferring money before. Then got lucky and achieved the Credit in a perfect time where I needed extra money in a critical time of my life. I am lucky and appreciate the unexpected help. Reviewed on: 26th May 2025

Always straightforward and easy process when I purch...

5
Always straightforward and easy process when I purchase anything through using PayPal i will always use PayPal to make any purchases when I can because it is 100 hundred percent secure Reviewed on: 26th May 2025

Easy to use and good when websites only accept paypa...

3
Easy to use and good when websites only accept paypal but they need a card method Reviewed on: 26th May 2025

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