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PayPal: PayPal Credit reviews

4.73
Based on 148,267 reviews, last reviewed 3rd Jul 2026
4477150% increase in 5 star reviews
in the past 90 days
13200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Always helpful when i call, top security and purchas... Always helpful when i call, top security and purchase easily and confidently Reviewed on: 3rd July 2026
Russel's avatar
Russel

Latest lowest rating:

2

The interest rate is too high. The interest rate is too high. It will take forever to pay off the credit even if the minimum payment is almost 5% of the outstanding balance. Reviewed on: 3rd July 2026
Kim's avatar
Kim

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148286)

Easy to use.

5
Easy to use. App is easy to keep on track with payments. Reviewed on: 15th June 2026

A great way of spreading costs in this time of spira...

4
A great way of spreading costs in this time of spiralling bills. Reviewed on: 15th June 2026

Excellent fast and accurate.

5
Excellent fast and accurate. Paypal is brilliant and easy to use. Reviewed on: 15th June 2026

I used PayPal credit to purchase festival tickets.

5
I used PayPal credit to purchase festival tickets. It helped me spread paying the amount over 4 months and save £40. Reviewed on: 15th June 2026

Easy to use, clear policies.

5
Easy to use, clear policies.. Safe Reviewed on: 15th June 2026

Always polite and helpful.

5
Always polite and helpful. Knowledgeable and efficient. Reviewed on: 15th June 2026

Paypal credit was easy to set up

5
Paypal credit was easy to set up, it is easy to use, and gives you peace of mind. Reviewed on: 15th June 2026

PayPal pay in 3

5
All good. Had no problems. Like the pay in 3 that I have used a few times. Reviewed on: 15th June 2026

quick case resolution

5
they really helped when I was not sent an item I purchased, refunding me the money after a week of opening the case Reviewed on: 15th June 2026

It’s useable for almost all payments and I particula...

5
It’s useable for almost all payments and I particularly like having instalment options too which are interest free. Reviewed on: 15th June 2026

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