Write a review

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (48939 reviews)

View other PayPal products

4.91

Based on 48,939 reviews, last reviewed 29th May 2025

1670600% increase in 5 star reviews

in the past 90 days

1233% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

I have never had any problems with PayPal Credit in... I have never had any problems with PayPal Credit in all the years I’ve been using it, and it’s a great way to spread the payments for something you ne... Read more Reviewed on: 29th May 2025

Latest lowest rating:

2

Reduce credit lim8t few days to Christmas is terrible Reduce credit lim8t few days to Christmas is terrible Reviewed on: 29th May 2025

Read all reviews Write a review

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (48939)

Quick and efficient.

So easy to make payments,safe and secure. Reviewed on: 26th May 2025

PayPal, best online payment facility.

I have been using PayPal in the UK since 2003. This payment facility, co-founded by Elon Musk, has revolutionised the way I handle online transactions. It has made online purchases incredibly easy and secure. Over the years, PayPal has consistently provided a reliable platform for sending and receiving money, paying for goods and services, and even managing subscriptions. The convenience of linking my bank account and credit cards to PayPal has streamlined my financial activities, making it my go-to payment method for both personal and business transactions. The added security features, such as buyer protection and fraud prevention, have given me peace of mind when shopping online. Overall, PayPal has been an indispensable tool in my digital life. So thank you Mr Musk! Reviewed on: 26th May 2025

Excellent and flexible service, highly recommended

Excellent and flexible service, highly recommended Reviewed on: 26th May 2025

I have been using for many years and never had an is...

I have been using for many years and never had an issue Reviewed on: 26th May 2025

Useful helpful reliable banking

Useful helpful reliable banking that works for me Reviewed on: 26th May 2025

Secure way to pay knowing

Secure way to pay knowing that my payment is covered by PayPal Reviewed on: 26th May 2025

Great credit options

Secure transfer of funds to friends and family and for online purchases. Great 0% credit options.. Reviewed on: 26th May 2025

So easy to use and stressfree I would definitely rec...

So easy to use and stressfree I would definitely recommend it to my friends and family Reviewed on: 26th May 2025

PayPal Credit 'fantastic' experience!

Hello Team, I wanted to take a moment to express my appreciation for PayPal Credit. It has truly been a fantastic credit provider, offering immense convenience with the options available to spread the purchase cost of an order. This feature is especially useful for those larger purchases that can sometimes be a bit daunting. What I particularly love about PayPal Credit is the hassle-free experience it provides. It's refreshing to deal with a good, honest provider, and that certainly makes for a very happy customer. Thank you for making my shopping experience so much easier and more enjoyable! Reviewed on: 26th May 2025

Excellent!

Excellent! Can be used on so many things! Reviewed on: 26th May 2025

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

123 Credit Card
from Santander 3.89 from 158 reviews
Clubcard Credit Card
from Tesco Bank 4.02 from 311 reviews
Balance Plus
from Capital One 3.29 from 3 reviews

There's still more to see!

PayPal has a range of products available. Check the ratings of each product to find the right one for you. View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub