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PayPal: PayPal Credit reviews

4.91
Based on 50,806 reviews, last reviewed 29th Oct 2025
99% decrease in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good start, but tell us a little more. Good start, but tell us a little more. Reviewed on: 23rd October 2025
Kyaw Lay's avatar
Kyaw Lay

Latest lowest rating:

1

I have used PayPal pay in 3 for aome time and i was... I have used PayPal pay in 3 for aome time and i was happy intil 2 months ago. When I ordered items from Debenhams I was informed that they will be 2 p... Read more Reviewed on: 29th October 2025
Maud 's avatar
Maud

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (50806)

Paypal is a secure way to buy purchases and having c...

5
Paypal is a secure way to buy purchases and having credit with them makes my life so much easier Reviewed on: 26th May 2025

It a convenient way to pay safely.

5
It a convenient way to pay safely. Any disputes over money owed is quickly resolved. Reviewed on: 26th May 2025

simple to use and quick way of paying for the pur...

5
So simple to use and quick way of paying for the purchase Reviewed on: 26th May 2025

No interest, if you pay within few months - brilliant

5
No interest, if you pay within few months - brilliant Reviewed on: 26th May 2025

Very helpful and very simple and the ability to navi...

5
Very helpful and very simple and the ability to navigate through the app is good Reviewed on: 26th May 2025

Paypal credit interest rates is too high need to wor...

5
Paypal credit interest rates is too high need to workout Reviewed on: 26th May 2025

Great service

5
Great at sorting out problems, very pleasant and helpful on calling them by phone Reviewed on: 26th May 2025

Top service delivery

5
It’s been a reliable platform, will recommend. Reviewed on: 26th May 2025

Pay with PayPal ALWAYs

5
PayPal fantastic, they provide a great service and security for any payment. Also the pay in 3 service has helped me on many occasions. Reviewed on: 26th May 2025

Interest free for four months!

5
I reallly enjoy using PayPal credit’s four month interest free period. Reviewed on: 26th May 2025

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