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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 29th Oct 2025

98% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Good start, but tell us a little more. Good start, but tell us a little more. Reviewed on: 23rd October 2025

Latest lowest rating:

1

I have used PayPal pay in 3 for aome time and i was... I have used PayPal pay in 3 for aome time and i was happy intil 2 months ago. When I ordered items from Debenhams I was informed that they will be 2 p... Read more Reviewed on: 29th October 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50806)

PayPal Options

PayPal credit is very good because it gives you different options including interest free purchases over 4 months to spread the cost Reviewed on: 26th May 2025

PayPal have helped me with a number of larger purcha...

PayPal have helped me with a number of larger purchases as well as sending money to family and friends. The pay in 3 function in particular is something I like to make use of for festival ticket purchases. Reviewed on: 26th May 2025

Very good

Really good experience,suggested to use much as you could Reviewed on: 26th May 2025

Always fast an resolve any issues very happy with my...

Always fast an resolve any issues very happy with my account ty Reviewed on: 26th May 2025

I accidentally deleted my direct debit and was late...

I accidentally deleted my direct debit and was late with a payment.. the person I spoke to was very helpful in getting it set back up and avoiding any charges Reviewed on: 26th May 2025

Excellent service

Always been easy to use and if any problems it gets sort straight away Reviewed on: 26th May 2025

Good app, but customer service is working

I think PayPal is a good app, but the customer service could be better - it's hard to get in contact and when you do, there seems to be a communication barrier Reviewed on: 26th May 2025

A no hassle service easy and hassle free

A no hassle service easy and hassle free Reviewed on: 26th May 2025

PayPal Credit is Straightforward

PayPal credit is very straightforward and easy to use. Monthly updates and reminders if you pay on time you won’t pay interest and explained in a way everyone can understand Reviewed on: 26th May 2025

I use pay pal credit and it's so easy to use I feel...

I use pay pal credit and it's so easy to use I feel safer using it and it's flexible to pay off in chunks before interest is charges with plenty of notice beforehand Reviewed on: 26th May 2025

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