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PayPal: PayPal Credit reviews

4.73
Based on 148,011 reviews, last reviewed 3rd Jul 2026
4465350% increase in 5 star reviews
in the past 90 days
13050% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent PayPal Excellent, PayPal is fast and efficient Reviewed on: 3rd July 2026
Rachel S's avatar
Rachel S

Latest lowest rating:

1

Had my PayPal on direct debit for 7 years. Had my PayPal on direct debit for 7 years. No issues. This week a phone call saying I am late with payment?? No it’s on DD so can’t be late it’s on pa... Read more Reviewed on: 3rd July 2026
Lisa D's avatar
Lisa D

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (148211)

Super easy to use, never had any issues at all!

5
Super easy to use, never had any issues at all! Reviewed on: 15th June 2026

Always handy when shopping online

5
Always handy when shopping online Reviewed on: 15th June 2026

Awesome, they are always here to help.

5
Awesome, they are always here to help. Anything goes wrong you can get hold of them and the fraud department is great. Reviewed on: 15th June 2026

Great and simple to use.

5
Great and simple to use. Extremely fact to get money transferred Reviewed on: 15th June 2026

All as it should be.

4
All as it should be. Not had any problems using PayPal. Reviewed on: 15th June 2026

Flexible and convenient

5
Paypal credit is my preferred payment method for most of my online transactions. It's fast, flexible and offers different methods, such as immediate payment, pay in 3 and interest free for several months. All of which help to manage my finances and make my purchases more affordabe. Reviewed on: 15th June 2026

Very good easy to use

5
Very good easy to use and friendly service Reviewed on: 15th June 2026

Buying a new phone

5
Never had a problem so highly recommend Reviewed on: 15th June 2026

Never had an issue with paypal

5
Always had good feed back and a good resolution to any problems that I have had Quick response to any messages or queries Reviewed on: 15th June 2026

Easy to use online

5
Easy to use online when paying for purchases, or transferring to friends and family. Reviewed on: 15th June 2026

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