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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 105,254 reviews, last reviewed 12th May 2026
2510700% increase in 5 star reviews
in the past 90 days
7400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good service Good customer support. Very quick on the online chat. Enjoying the points system. Reviewed on: 12th May 2026
Siobhan P's avatar
Siobhan P

Latest lowest rating:

1

Not good at all, Paypal is highly Not recommended I've been a loyal customer with this company for more than 10 years and I noticed a critical decline in the quality of customer service, who are mostl... Read more Reviewed on: 12th May 2026
Eli 's avatar
Eli
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (105254)

Recommended

5
Easy to use, the 4 months 0% interest is very helpful, as is the pay in 3 option. I am always asking friends and family to use it. Would recommend. Reviewed on: 5th May 2026
Anna T's avatar
Anna T

If i have any issues with an order and i had used Pa...

5
If i have any issues with an order and i had used PayPal, I know that i will be taken care of their customer service is top tier. Reviewed on: 5th May 2026
Louise S's avatar
Louise S

So easy to use pay in 3 spreads the costs so the pay...

5
So easy to use pay in 3 spreads the costs so the payments are very manageable, plus you are covered by pay pal’s protection policy just in case Reviewed on: 5th May 2026
Paul H's avatar
Paul H

Very bad customer service, unfriendly and unprofessi...

1
Very bad customer service, unfriendly and unprofessional Reviewed on: 5th May 2026
Remon L's avatar
Remon L

Very easy and reliable to use.

5
Very easy and reliable to use.I will always recommend it to my friends Reviewed on: 5th May 2026
Elvis O's avatar
Elvis O

Convenient payment

5
I use PayPal pay in 3 for larger purchases which is very convenient Reviewed on: 5th May 2026
Sharon f's avatar
Sharon f

Easy to pay, convenient and fair

5
Easy to pay, convenient and fair Reviewed on: 5th May 2026
Natalie's avatar
Natalie

I’ve always had excellent service from PayPal either...

5
I’ve always had excellent service from PayPal either on the phone or via the app. Reviewed on: 5th May 2026
David F's avatar
David F

Peace of mind for online purchases

5
I use PayPal to pay for everything I buy online whenever possible. I only run into issues occasionally, and because it offers protection if something goes wrong with an order, I still find it worth using. Reviewed on: 5th May 2026
Jane's avatar
Jane

Frustrating customer service, painfully slow transac...

3
Frustrating customer service, painfully slow transaction times and updates, incorrect charging on accounts, slow to correct mistakes. Reviewed on: 5th May 2026
Cam's avatar
Cam

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