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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 29th Oct 2025

96% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Good start, but tell us a little more. Good start, but tell us a little more. Reviewed on: 23rd October 2025

Latest lowest rating:

1

I have used PayPal pay in 3 for aome time and i was... I have used PayPal pay in 3 for aome time and i was happy intil 2 months ago. When I ordered items from Debenhams I was informed that they will be 2 p... Read more Reviewed on: 29th October 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50806)

Reliable and convenient

I’ve been using PayPal credit for years now, The flexibility it offers-especially the 0% interest for purchases over four months on purchases over £99, is a game changer for managing large online purchases without feeling the financial pinch upfront. The approval process is fast and straightforward. It’s helped me budget more effectively. As long as you keep track of your spending and repayment deadlines , it works seamlessly overall PayPal credit is smart, reliable option for anyone who shops online and needs a bit of financial breathing space Reviewed on: 26th May 2025

Great service so helpful

PayPal credit helps me provide things a for my children and I can pay it back at affordable monthly costs, this allows me to budget my money Reviewed on: 26th May 2025

I've been using PayPal since 2010.

I've been using PayPal since 2010. PayPal is the only one I'm using in buying and paying purchases because of security and service they guarantee on money back in any case. Also, PayPal have given me a chance of paying more time using PayPal 3 payments and PayPal Credit with 4 months to pay with Zero interest. I couldn't asked for more. Very helpful customer service too. Thank you for 15 years with Me Reviewed on: 26th May 2025

Very good service I like it in all help helpful

Very good service I like it in all help helpful Reviewed on: 26th May 2025

Consistently excellent service, safe and secure.

Consistently excellent service, safe and secure. Feel confident to use on all purchases. Reviewed on: 26th May 2025

I always use PayPal whenever possible.

I always use PayPal whenever possible. PayPal is easy to use and you can edit the amount you pay when using PayPal credit quite easily (but make sure you finish paying in the allotted timescale). But on the very seldom occasions that I want to speak to a person I find it difficult to navigate the system to get help. Other than that where possible I would always use it for online purchases. Reviewed on: 26th May 2025

Been using PP more than 5years

Personally still haven’t got any bad experience so far. Very convenient and reliable esp when making order online from other countries. Reviewed on: 26th May 2025

Invaluable at the end of the month!

I use PayPal credit most at the end of the month, when I need to make a purchase but I'm down to my last few pounds. PayPal credit is quick and simple to use and as long as I pay it off, or make the required payment on time, then there is no cost whatsoever for using the service. It is invaluable to me. Reviewed on: 26th May 2025

PayPal has been a safe haven for spending money!

PayPal has been a safe haven for spending money! It’s a great way to spend safely. Reviewed on: 26th May 2025

First choice for online payment

Great service usefull payment options always my number 1 choice for online purchases Reviewed on: 26th May 2025

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