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PayPal: PayPal Credit reviews

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4.90
Based on 105,222 reviews, last reviewed 12th May 2026
2509100% increase in 5 star reviews
in the past 90 days
7400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Really good app. Really good app. 100% recommend.very easy to use. Reviewed on: 12th May 2026
Josh m's avatar
Josh m

Latest lowest rating:

1

Not good at all, Paypal is highly Not recommended I've been a loyal customer with this company for more than 10 years and I noticed a critical decline in the quality of customer service, who are mostl... Read more Reviewed on: 12th May 2026
Eli 's avatar
Eli
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (105222)

Very easy interest free credit at the click of a but...

5
Very easy interest free credit at the click of a button. Reviewed on: 5th May 2026
Jade Schofield's avatar
Jade Schofield

Great for larger purchases and spreading the cost.

4
Great for larger purchases and spreading the cost. Great amount of retailers too. Reviewed on: 5th May 2026
Tyler Jade Cree's avatar
Tyler Jade Cree

Always helpful and customer oriented

5
Always helpful and customer oriented Reviewed on: 5th May 2026
Shahobiddin 's avatar
Shahobiddin

PayPal credit make me quick shopping and easy paymen...

5
PayPal credit make me quick shopping and easy payment method 3 payment, 4 month interest free payment Reviewed on: 5th May 2026
Ahmed 's avatar
Ahmed

PayPal gives you few little options to pay for things..

5
PayPal gives you few little options to pay for things when money is little tight at the touch of your fingers and sometimes for 0% over a short period so great. Reviewed on: 5th May 2026
Shrinky's avatar
Shrinky

PayPal Credit has been brilliant to use, everything...

5
PayPal Credit has been brilliant to use, everything is clearly set out, and the app makes managing payments quick and stress-free. Reviewed on: 5th May 2026
Lauren P's avatar
Lauren P

PayPal my preferred way to keep my finances in order

5
easy to use safe and secure and helps with spreading the payments Reviewed on: 5th May 2026
Barbara English's avatar
Barbara English

Spreading the cost love it

5
Just give you a chance to spread the cost over a few pay days Reviewed on: 5th May 2026
Debra G's avatar
Debra G

Safe and convenient.

5
When Buying items through paypal credit i can spread the cost and i know my purchases are safe its a convenient way to buy things. Reviewed on: 5th May 2026
Michelle Toft's avatar
Michelle Toft

Easy, practical, fast.

5
Easy, practical, fast.Can use Paypalfor train tickets. Reviewed on: 5th May 2026
Thierry M's avatar
Thierry M

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