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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148184 reviews)

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4.73

Based on 148,011 reviews, last reviewed 3rd Jul 2026

4465350% increase in 5 star reviews

in the past 90 days

13050% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent PayPal Excellent, PayPal is fast and efficient Reviewed on: 3rd July 2026

Latest lowest rating:

1

Had my PayPal on direct debit for 7 years. Had my PayPal on direct debit for 7 years. No issues. This week a phone call saying I am late with payment?? No it’s on DD so can’t be late it’s on pa... Read more Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148184)

Be careful of the app

Mostly fine with this product, apart from one instance where the app stated my Direct Debit was set up but it never went out and it went down as a missed payment. Reviewed on: 15th June 2026

Excellent customer service always solved any problem...

Excellent customer service always solved any problems quickly and efficiently Reviewed on: 15th June 2026

Trustworthy

Excellent services. Trustworthing genuine company that I have used for over a decade, Reviewed on: 15th June 2026

Never had any issues, nothing bad to say

Never had any issues, nothing bad to say Reviewed on: 15th June 2026

Very professional and useful in every day transactio...

Very professional and useful in every day transaction and also very efficient in resolving dispute. Reviewed on: 15th June 2026

Rather not as the service is not good but the servic...

Rather not as the service is not good but the services are. Reviewed on: 15th June 2026

The safest most convenient way I can pay for goods o...

The safest most convenient way I can pay for goods online. Reviewed on: 15th June 2026

I’ve never had an issue with PayPal credit.

I’ve never had an issue with PayPal credit. Easy to use and offers different payment options. Reviewed on: 15th June 2026

Its easy and simple to use.

Its easy and simple to use. Great for money saving and finances Reviewed on: 15th June 2026

Good financial services

I have used paypal credit and i am very happy , will definetly continue use their services Reviewed on: 15th June 2026

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