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PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 50,806 reviews, last reviewed 29th Oct 2025
96% decrease in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good start, but tell us a little more. Good start, but tell us a little more. Reviewed on: 23rd October 2025
Kyaw Lay's avatar
Kyaw Lay

Latest lowest rating:

1

I have used PayPal pay in 3 for aome time and i was... I have used PayPal pay in 3 for aome time and i was happy intil 2 months ago. When I ordered items from Debenhams I was informed that they will be 2 p... Read more Reviewed on: 29th October 2025
Maud 's avatar
Maud
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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (50806)

Gives out great options like pay in 3 which is inter...

5
Gives out great options like pay in 3 which is interest free payments sprrad over 3 months easy to use website Reviewed on: 26th May 2025
Adam B's avatar
Adam B

Excellent service

5
Easy to use, excellent service, helpful Reviewed on: 26th May 2025
Desiree B's avatar
Desiree B

PayPal have always been quick to respond if I’ve had...

5
PayPal have always been quick to respond if I’ve had a query. It’s good that they remind me when a payment is due so I don’t forget. Reviewed on: 26th May 2025
Claire B's avatar
Claire B

Does exactly what it says!

5
Never had an issue and they’ve protected sales and purchases more than once! I’ve used them for both personal and business and never had an issue in either. Reviewed on: 26th May 2025
Joe B's avatar
Joe B

Easy to use

5
PayPal is so easy to use. When you are old like me 79 years.i get worried when purchasing items on line.Pay pal makes me feel safe. Reviewed on: 26th May 2025
Victor Mandrill 's avatar
Victor Mandrill

Always reliable.

5
Always reliable. Never had a problem with PayPal and the security is top notch. Reviewed on: 26th May 2025
Rabbi D's avatar
Rabbi D

Using PayPal Credit experience using PayPal Credit.

4
I had a great experience using PayPal Credit. I needed to make a larger purchase online, and PayPal Credit gave me the flexibility to do so without having to pay the full amount upfront. The application process was quick and easy, and I was approved instantly. One of the best features was the promotional financing option — I was able to pay off my purchase over six months with no interest, as long as I made the minimum payments on time. The monthly payments were manageable, and I appreciated receiving clear statements and reminders. Overall, PayPal Credit made my shopping experience smoother and more affordable. I would definitely use it again and recommend it to anyone who needs a flexible payment option. Reviewed on: 26th May 2025
Andrey 's avatar
Andrey

The chance of buy now and pay later is good.

4
The chance of buy now and pay later is good, however, the interest rate is pretty high and there was no mention to activate the direct debit by yourself, which I assumed it was automatically done by PayPal. The customer service fixed everything later on, Reviewed on: 26th May 2025
Giuseppe Degan Di Dieco's avatar
Giuseppe Degan Di Dieco

Excellent service at all times on all questions that...

5
Excellent service at all times on all questions that are asked and completed Reviewed on: 26th May 2025
Keith B's avatar
Keith B

I’ve used PayPal for years now.

5
I’ve used PayPal for years now. Always had any issues or concerns dealt with when raised. Since the introduction of PayPal credit, I’ve had even more flexibility with my finances allowing me to spread vital payments into more manageable intervals. Reviewed on: 26th May 2025
Mark's avatar
Mark

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