Smart Money People Logo

PayPal: PayPal Credit reviews

4.90
Based on 105,181 reviews, last reviewed 12th May 2026
2507200% increase in 5 star reviews
in the past 90 days
7400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very helpful, quick and easy to use Very helpful, quick and easy to use Reviewed on: 12th May 2026
Diana B's avatar
Diana B

Latest lowest rating:

1

Not good at all, Paypal is highly Not recommended I've been a loyal customer with this company for more than 10 years and I noticed a critical decline in the quality of customer service, who are mostl... Read more Reviewed on: 12th May 2026
Eli 's avatar
Eli

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (105181)

Easy to use, easy to access and pay

4
Easy to use, easy to access and pay Reviewed on: 5th May 2026

Reliable been using PayPal for years

4
Reliable been using PayPal for years Reviewed on: 5th May 2026

Reliable and secure service.

5
Reliable and secure service. Never had any issues with it. Clear and straightforward. Reviewed on: 5th May 2026

Cash Cash

5
Cash is King :D thanks to paypal, we lose freedom, always cash Reviewed on: 5th May 2026

Been using PayPal for many years never had an issue.

5
Been using PayPal for many years never had an issue. Very secure and easy to use. Quick easy access. Reviewed on: 5th May 2026

Always very professional and understanding

5
Always very professional and understanding Reviewed on: 5th May 2026

Always been helped without any problems

4
Always been helped without any problems Reviewed on: 5th May 2026

Easy and simple checkout process!

5
Makes check out and paying so much easier Reviewed on: 5th May 2026

Easy to use.

5
Easy to use. 0% interest, great app Reviewed on: 5th May 2026

PayPal credit is so easy to use!

5
PayPal credit is so easy to use, the limit is fair and the interest free periods are perfect for spreading the cost of bigger purchases and one off treats. Whenever I’ve needed help, the team have been there to support and when I’ve had to query a payment I’ve been reassured. Reviewed on: 5th May 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.93 from 49819 reviews
    PayPal
  • Payments

    from PayPal 4.91 from 3712 reviews
    PayPal
  • Credit card

    from PayPal 4.90 from 82 reviews
    PayPal
    View all products