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PayPal: PayPal Credit reviews

4.91
Based on 50,806 reviews, last reviewed 29th Oct 2025
95% decrease in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good start, but tell us a little more. Good start, but tell us a little more. Reviewed on: 23rd October 2025
Kyaw Lay's avatar
Kyaw Lay

Latest lowest rating:

1

I have used PayPal pay in 3 for aome time and i was... I have used PayPal pay in 3 for aome time and i was happy intil 2 months ago. When I ordered items from Debenhams I was informed that they will be 2 p... Read more Reviewed on: 29th October 2025
Maud 's avatar
Maud

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (50806)

PayPal credit gave courage to wish for more

5
I had most of purchases bought through PayPal credit and 3 instalments plan. PayPal makes my life easier. Thank you! Reviewed on: 26th May 2025

Easy to use in every payment , i feel more safe when...

5
Easy to use in every payment , i feel more safe when im paying Reviewed on: 26th May 2025

safe to make payments with and the credit option giv...

4
safe to make payments with and the credit option gives more time to pay. Reviewed on: 26th May 2025

PayPal no fuss

5
If there is a problem with a seller PayPal sort it out with no problem. Feel very safe buying though PayPal Reviewed on: 26th May 2025

I can't thank PayPal Credit enough!

5
I can't thank PayPal Credit enough for providing such a simple and fantastic service. It's really helped with our house move and made it possible to to get all those things put off for a later day. Reviewed on: 26th May 2025

PayPal always help me to keep me safe while shopping...

5
PayPal always help me to keep me safe while shopping online Reviewed on: 26th May 2025

Safe transaction is a key

5
PayPal’s service is fantastic! It’s super easy to use, secure, and makes online payments a breeze. I love how quickly transactions go through and the buyer protection gives me peace of mind. Highly recommend! Reviewed on: 26th May 2025

Easy to use and straightforward

5
Easy to use and straightforward Reviewed on: 26th May 2025

Really easy to set up and reasonable charges.

5
Really easy to set up and reasonable charges. Makes buying unexpected yet necessary items accessible. Reviewed on: 26th May 2025

I feel far more confident using PayPal.

5
I feel far more confident using PayPal. I know that if I have a problem with a purchase they will tell me how to prceed and if having taken their advice with no result they will take up the problem Reviewed on: 26th May 2025

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